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Everything posted by Buzzfox

  1. Sadly not! She received a text message from him this morning simply saying did she get his message which we didn't so I'm not sure what his stance is right now but he's obviously going to pursue it. I'll have to ring him over the weekend and sort it out one way or another. She did give him our home address but didn't take his unfortunately. I've had a rough estimate from an Audi dealership which is a ridiculous price but it's obviously worse case. If he won't negotiate and I end up giving him the whole lot then so be it, life's too short to dick about with these kind of people and the Mrs can start sleeping again. In the words of Percy from Black Adder - "A piffling 600, pay the man Edmond and damn his impudence"
  2. I take you're point, I really do, which is why I don't want to start reporting all this to the police. I think their behaviour was disgraceful, there are ways to deal with this kind of thing and bully boy scare mongering isn't it! I don't know who was at fault, I wasn't there, and maybe she should have stopped so I'm happy to pay half their cost as long as it's not some trumped up ludicrous cost. I'm struggling to forgive how terrified they made her feel but I will not be unreasonable if he's not now he's had time to calm down. What I do know is that a while ago a fella caused thousands of pounds worth of damage to my car and didn't behave like that, there is no excuse for it. She did get his reg, phone number and first name but that was it as she was so stressed. She's just explained a bit more that I misunderstood. Apparently she wasn't stationary at lights, she'd just driven round the roadworks and he shot round them and her, pulled in front and stopped causing her to do an emergency stop to avoid t-boning him - unbelievable!
  3. I'm willing to give him half towards it, as you say purely for her peace of mind and as long as he doesn't take the p**s with a ridiculous quote. Our mirror on the Volvo isn't really worth bothering with, the indicator lens part built into it is cracked and that's about it, all motors work fine and the glass is all intact.
  4. No, no dashcams or witnesses. I am very tempted to tell him where to get off but he sounded like a nasty piece of work so I'm willing to be the bigger man and offer 50/50 as long as it's reasonable even if it's just to let my better half sleep soundly.
  5. My good lady has had an altercation with another driver on the way home tonight, what should the best course of action be? Here's what happened: She was driving on a narrow back road when an oncoming car, apparently driving very quickly, (2009 Audi A4 TDi) clipped mirrors. She didn't stop as there wasn't anywhere particularly safe to do so and as her mirror glass hadn't even broken she didn't think it was necessary. A few miles down the road while stopped at the front of the queue at a set of lights the Audi shot down the line of traffic, screeched to a halt in front of her car and 2 fellas jumped out and started shouting at her that she'd smashed his mirror and what was she going to do about it. She was absolutely terrified, is still in shock and tears now, and in her panic just asked how fast he was going which he would not answer. Anyway they swapped phone numbers and he said he would be in touch. He has apparently rung this evening before I got home but she was too frightened to answer it and he hasn't left a message yet. From what she's said there can be no way to apportion blame so the insurance company will simply go 50/50 and everyone will loose out except the insurance company - is that fair to say?? My thoughts are to get an estimate from a local garage to replace an Audi A4 mirror, then call this fella and at the best tell him to get a quote and if it's close to the one I've got, offer to pay half. If he gets a**ey about it I'll suggest we each go through insurance and let them sort it out. I've also suggested my good lady calls her insurance company and tell them about it and that we don't intend to claim in the morning just as a butt cover in case he's already called his. Is that a sensible thing to do or should we just leave it and see how he wants to proceed? It really grieves me to pay half for this kind of thing but my good lady is in bits and worried sick about what will happen so I just want to get the situation sorted ASAP but I'm not willing to get ripped off to any great level!!
  6. The advice I was given and acted upon at the time was to let the third party handle everything as they had admitted liability and I was 100% no fault. The chap who gave me this advice said they would bend over backwards to help as it's in their interest to keep the costs reasonable and the best way to do that is to keep you happy so you don't get an accident management company involved. For me that advice turned out to be spot on and I'm so glad I took it. It is a minefield but what from I understand the insurance is obliged to put you back in the same position you were in before the accident so if you find a similar spec and age car and it's £5500-£6000 I think you've got a good argument to justify that total loss pay-out, yes it's unsold at the moment but if it's the only way that puts you back to where you were before the accident and that's the price then that's what they need to give you. Alternatively, if you can't find a similar spec car which was the situation I thought I might be in, you can go down the repair route as long as it's not CAT A or B. As the no fault party it really is up to how you want to proceed as long as you're reasonable which seems to be exactly how you're playing it and all credit to you for that. That's how I played it and the third party insurance were true to their word and got my car repaired at a Porsche approved shop and provided me with a car so much cheaper than the accident management company provided (much less power as well!!). The hire car claim alone would have been about £33000, but by accepting the third party's offer I reduced that claim to around £900. It is stressful, I really struggled through the whole mess and you have to keep ringing everyone because I found that the communication between the independent assessor and body shop back to the insurance company was somewhat lacking! The insurance company never seemed to delay but several times they weren't aware a report had been written so I had to tell them it was available and they would then chase for it and get the next phase of the repair process approved. I really feel your pain buddy and I hope it all gets sorted quickly for you.
  7. I'm so sorry to hear this mate, having just gone through a similar thing. I know exactly how you're feeling and words probably can't describe it. Remember that as the injured party if you or they can't find an almost identical car you can insist that yours is repaired to the standard it was before the accident as long as it's safe to do so. Also be careful if they've put you in some posh hire car that they say will be claimed off the third party, it can be a minefield. Good luck and hope it turns out good for you.
  8. What??? Admiral have just quoted me on a multicar policy:- '15 Boxster GTS, 15K annual miles - £335 '15 Mazda CX3, 12K annual miles - £220 It's almost as if they give a really competitive quote to win business then jack it through the roof for renewals - they wouldn't do that would they?!!
  9. Insurance time again so the hunt started! Renewal from Privilege was £664. Confused.com gave me a best price of £396.44 with a £950 excess on the policy which was also from Privilege!! Cheeky beggers methinks! I rung Steve at A-Plan who was doubtful he could match that quote on 2011 Boxster but he'd have a good look into it and call me back. He actually did call me back (something that rarely seems to happen these days) and said someone would get back to me from a different branch that specialise in the higher value market and guess what, I got a call back! Upshot is I've got a fully comp, NCB protected policy for slighty less that the confused quote but with half the XS and including full cover for our European trip later this year which Privilege would have wanted an extra 30 odd quid for. So I'm pretty happy with that and the service I've so far got from the A-Plan guys. Trouble is that I've now also got Mrs Buzzfox on the insurance so no more excuses not to let her drive the Boxster - don't think my nerves will take it! Anyway many thanks to Steve and Claire for your help - and for ringing me back when you say you're going to - if you just get some of my suppliers to do the same I'd be even more happy!! 'If you need insurance and nobody else can help and if you can find them maybe you should call the' - well you get the idea with that!!
  10. Hi, For the last two years I've used Nowell & Richards. They have been slightly cheaper than anyone else but give the added bonus of offering track day insurance for up to three events per year at £63 a pop. Hope this helps. Cheers
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