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Everything posted by edc

  1. Indeed, the front 2 on the Fiesta are already well kerbed!
  2. I was always under the impression that once you go from a provisional licence to a full licence that the insurance cost goes up as then you are a new driver but now entirely at your own devices. I've just called my insurer to make such a change with my wallet in hand and nothing was mentioned about any additional premium. Is that normal?
  3. No black box involved. This policy when I renewed it a month ago with a provisional named driver was about 200 cheaper than it was with Diamond. So now with a new full licence holder its another saving. She hates the Boxster, too hard a ride, too low and too difficult to get in and out of. She hasn't even tried driving it yet. The heavier clutch and steering won't go down well. When I had the old moped she tried that on the second day and dropped it so don't think driving the Boxster any time soon is going to happen
  4. It seems to be happy days indeed test passed 2 days ago, policy updated and no additional premium. Policy was new just over a month ago. It's only a 2016 Fiesta and the premium is circa 370. I had to call again to double check they didn't make a mistake. I still can't quite believe it!
  5. I'm surprised too. I rang my insurer and advised that the names driver is now a full licence holder having passed the test yesterday. I reconfirmed all the details and the call handler noted all the details and said its all done is there anything else I can help you with! There was zero discussion about the premium which of course I do t mind. I've done everything I need to in terms of notification.
  6. Older person in 30s going from car provisional to car full licence. Test passed yesterday.
  7. That may all come home to roost but a regular car insurance policy won't compensate you for a future possible rise in premium.
  8. I posted this before too but I got a fair payout on my old Boxster by printing off the priciest and closest match Autotrader adverts. I also sent a copy of the service history papers and invoices. I also did something similar when I got taken out on my moped and argued my price up twice. There were no similar mopeds within a reasonable distance so I said they should allow me to buy a new one from the same dealer. In the end they confused themselves and sent me 2 additional 'adjustment' cheques but the second cheque also included the amount from the first one. I ended up with almost the new price, it was less than a year old at the time.
  9. Insurance rising!

    My renewal was also up, when is it not, but the now de facto shop around did yield a good result with reduced premium and a decent policy.
  10. Adrian Flux - superb!

    It started off when I got the AMG. My first call was A Plan for a mirrored no claims. They couldn't do it as the car wasn't special enough (ie had 4 doors) even though it was more expensive and faster than my Boxster. So I rang Sky who did mirror the no claims. The business was placed with Markerstudy who were the current underwriter for the Boxster via A Plan!!! Since then Sky have had the business. When I sold the AMG and got a Fiesta none of the aforementioned brokers would insure it as I was told. I also rang Greenlight and I can't remember which one now but one broker said they would only insure people with a full licence for 2+ years. Learner drivers a no go. In the end I got a policy from Diamond
  11. Adrian Flux - superb!

    Best quote from Flux for a new 1.0 Fiesta with learner £1300. Tried a lot of 'selling' on the phone and the 'it's a really good price'. Tried to get me to buy then cancel if I got a cheaper quotation Paid £485 elsewhere for same level of cover ... Must admit A Plan have been good when needing to claim but in recent years their prices just aren't competitive.
  12. How to understand your exhaust

    In this pic of my Carnewal you can see externally what has been cut and it gives and idea as to what is done. The pic Chaz has done has been shown before on some of the U.S. forums. The U.S. exhaust looks pretty identical. I suspect Gert does away with the pipes that loop back trough the chambers so that the gas flows through more freely with less obstruction. The area cut on my exhaust suggests that's a viable option.
  13. Feedback On Your Dealings With Us

    It would be useful if the testimonials were date stamped, and perhaps you can put a form box in so users can write what car they had work done on?
  14. Insurance

    I do it via a broker. Currently Sky. Or speak to your current insurer. The mainstream high street names tend not to do it though I think. My main no claims has been on my Boxster but I got a mirror no claims on my C55 and will ask for the same again when my Fiesta comes later this year.
  15. Insurance

    Mirrored no claims is what you need!
  16. Sponsor Sky does mirror too. Got a mirror NCD on my C55 AMG.
  17. I think this is why you have the 'legal costs' cover for UK policies. This should enable to chase and recover costs from the individual if not insured.
  18. You might be covered but will they actually replace like for like. Covering the 'risk' is nkt necessarily the same as replacing for the same part.
  19. Multi Car Insurance

    Can't you get a letter from your company or company insurer if you have some no claims ?!
  20. Seat belt retainers

    These are the black button type things? I bought a 10 pack from ebay for my other car. One side has a point and presses through the belt, you then melt it with a soldering iron into the other retaining side.
  21. Multi Car Insurance

    Are all 3 cars insured under your own name? I had a multicar policy at one point with 2 cars and 2 seperate no claims for 2 different registered keepers/owners. I moved to a mirrored no claims. Both cars are with the same underwriter but ironically the broker who insured the first car could not do the mirrored no claims whereas Sky could with the same original underwriter! Stupid or what.
  22. August - A-Plan competition time!

    Did I win?
  23. For some time now I have had a Boxster insured via A Plan with Markerstudy. It's had a couple of renewals through the Bletchley office. I was happy so then about a year later transferred my home and buildings insurance through them and ran like this for another year or two. This summer my home insurance was due. I got a quote from A Plan, felt it was a little high and got a lower price directly with the underwriter Legal & General. I went back to A Plan to query but they couldn't get to the same price by some considerable %age margin yet still tried to convince me to buy a policy from them with that same underwriter. Of course, I went my own way on that one. More recently this month. I bought a moped and one of my friends locally has one too, same age as me, similar area, same experience etc and paid sub 150. Imagine my surprise when I was quoted 350 which came down to about 230. Off to Confused.com and 111, job done. Same month, I decide to buy another car and put my details into their website over a weekend thinking it would generate an actual quote rather than a call back. I get called by my local office who can't seem to deal with it as it's a 'specialist' car so gets referred to Bletchley where the Boxster policy was arranged. I get bounced to Thatcham only to be told no quote and no mirrored no claims for any underwriter as the Boxster policy is a 'leisure' policy and the new additional car I am getting is neither 2 seats or convertible. I thought boring, albeit, AMG 4 door saloon would be easier. I try a few other insurer's and try it on a classic policy but being 2005 its too new. I then ring Sky who not only will mirror the no claims but will place the policy with the same insurer that the Boxster is with that was arranged through A Plan in the first place!!! What is that all about. At this rate despite trying my hardest to give A Plan my business as the first number I call I won't have any business with them. I bet I'm not entered in that ask for a quote and enter the August competition thing now lol
  24. To be honest there's not much more for me to add. From a selfish point of view, talking to another A Plan person isn't going to change the result for me, save me any money or get me a better product. All my concerns were raised to the employee and branch at the time, apart from the seeming need to play one branch off against another to get a good price. For the moped quotation the price is the price, albeit yours was over 2 times more than one I got myself. For the additional car to be insured, I don't want to cover old ground again. You couldn't place the business. I made contact with 3 different branches. The business is now with Markerstudy, who you deal with and say you have a good deal/relationship with, but clearly Sky have a better one. It is just hugely ironic that the Boxster policy is with Markerstudy via A Plan, but I can't get a C55 on there, yet can with Sky.
  25. How can that be right Tony? One office getting a better price than another. It defeats the purpose of using a broker in the first place, what a waste of time. Also, the Bletchley office, now Thatcham, were supposed to be offering the most comprehensive cover and best priced premiums for Porsche/Boxsters. How can another branch in the same network which supposedly doesn't have access to the best pricing for these cars beat your initial quote by what must be at least 30% in your case!!! For that reason above alone I don't think I would even bother ringing A Plan next time. I can understand people getting quotations from different insurers directly and even with different brokers but what a crock of shyate if you have to ring multiple branches of the same office. I take it A Plan is not one company, one system, one best price any more if it ever was. I did trust A Plan enough to make just one call, 'review' the market and provide me with the best price, but most of that has been eroded away to nothing now. When I was having my arm twisted to buy the almost the same L&G house contents but though A Plan at a higher price, I was being given the spiel on service, advice etc. It's a shame that is a hollow promise. Who in their right mind pushes the same cover but through them as a broker even if it costs the customer more? I'm inclined to believe this is akin to the PPI type of mis-selling.