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Everything posted by edc

  1. Ask about mirrored NCD.
  2. I used to use ADAC but stopped some 2+ years ago as it was increasingly less hassle-free. Lots of reports of renewal difficulties and renewal refusals. Back in the day this was the way to get Euro cover with repatriation all included for next to no cost. It used to be about £80 per year. Obviously lots of Let Mans and Ring goes cottoned onto the idea and suddenly they didn't fancy the business any more.
  3. edc

    Late MOT

    I had this too. I got Dean at Eporsch to reply by email to me that MOT was booked in via them.
  4. It's showing £100 cash back for Aviva if you buy through Quidco by close of play Wednesday.
  5. Buy Aviva through Quidco. I did that for the Fiesta and got £50 cash back.
  6. Anyone else get hit with a £30 admin renewal charge when renewing your Locktons PCGB insurance policy?
  7. Out of pure laziness I have renewed this albeit I paid the renewal 2 days late. The PCGB renewal isn't actually due till end of this month so wonderful whether I can get away with not renewing that ... ?
  8. Locktons wrote me a letter detailing my no claims.
  9. At renewal the Locktons premium looks increasingly uncompetitive. First off is the £30 renewal fee, then there is the premium increase itself (mine is about £20), then there is the £60 PCGB renewal fee. So you're at circa £100 more than the previous year which is circa 35% more than prior year.
  10. £30 just to renew seems a bit of a con. It's 10% of the premium in my case. When you renew your other insurances whether with same or different insurer you don't pay a renewal fee do you? I haven't in the past. When you take out a new Lockton policy there is no renewal or admin fee to pay.
  11. I was always under the impression that once you go from a provisional licence to a full licence that the insurance cost goes up as then you are a new driver but now entirely at your own devices. I've just called my insurer to make such a change with my wallet in hand and nothing was mentioned about any additional premium. Is that normal?
  12. Indeed, the front 2 on the Fiesta are already well kerbed!
  13. No black box involved. This policy when I renewed it a month ago with a provisional named driver was about 200 cheaper than it was with Diamond. So now with a new full licence holder its another saving. She hates the Boxster, too hard a ride, too low and too difficult to get in and out of. She hasn't even tried driving it yet. The heavier clutch and steering won't go down well. When I had the old moped she tried that on the second day and dropped it so don't think driving the Boxster any time soon is going to happen
  14. It seems to be happy days indeed test passed 2 days ago, policy updated and no additional premium. Policy was new just over a month ago. It's only a 2016 Fiesta and the premium is circa 370. I had to call again to double check they didn't make a mistake. I still can't quite believe it!
  15. I'm surprised too. I rang my insurer and advised that the names driver is now a full licence holder having passed the test yesterday. I reconfirmed all the details and the call handler noted all the details and said its all done is there anything else I can help you with! There was zero discussion about the premium which of course I do t mind. I've done everything I need to in terms of notification.
  16. Older person in 30s going from car provisional to car full licence. Test passed yesterday.
  17. That may all come home to roost but a regular car insurance policy won't compensate you for a future possible rise in premium.
  18. I posted this before too but I got a fair payout on my old Boxster by printing off the priciest and closest match Autotrader adverts. I also sent a copy of the service history papers and invoices. I also did something similar when I got taken out on my moped and argued my price up twice. There were no similar mopeds within a reasonable distance so I said they should allow me to buy a new one from the same dealer. In the end they confused themselves and sent me 2 additional 'adjustment' cheques but the second cheque also included the amount from the first one. I ended up with almost the new price, it was less than a year old at the time.
  19. edc

    Insurance rising!

    My renewal was also up, when is it not, but the now de facto shop around did yield a good result with reduced premium and a decent policy.
  20. edc

    Adrian Flux - superb!

    It started off when I got the AMG. My first call was A Plan for a mirrored no claims. They couldn't do it as the car wasn't special enough (ie had 4 doors) even though it was more expensive and faster than my Boxster. So I rang Sky who did mirror the no claims. The business was placed with Markerstudy who were the current underwriter for the Boxster via A Plan!!! Since then Sky have had the business. When I sold the AMG and got a Fiesta none of the aforementioned brokers would insure it as I was told. I also rang Greenlight and I can't remember which one now but one broker said they would only insure people with a full licence for 2+ years. Learner drivers a no go. In the end I got a policy from Diamond
  21. edc

    Adrian Flux - superb!

    Best quote from Flux for a new 1.0 Fiesta with learner £1300. Tried a lot of 'selling' on the phone and the 'it's a really good price'. Tried to get me to buy then cancel if I got a cheaper quotation Paid £485 elsewhere for same level of cover ... Must admit A Plan have been good when needing to claim but in recent years their prices just aren't competitive.
  22. edc

    How to understand your exhaust

    In this pic of my Carnewal you can see externally what has been cut and it gives and idea as to what is done. The pic Chaz has done has been shown before on some of the U.S. forums. The U.S. exhaust looks pretty identical. I suspect Gert does away with the pipes that loop back trough the chambers so that the gas flows through more freely with less obstruction. The area cut on my exhaust suggests that's a viable option.
  23. edc


    I do it via a broker. Currently Sky. Or speak to your current insurer. The mainstream high street names tend not to do it though I think. My main no claims has been on my Boxster but I got a mirror no claims on my C55 and will ask for the same again when my Fiesta comes later this year.
  24. edc


    Mirrored no claims is what you need!
  25. Sponsor Sky does mirror too. Got a mirror NCD on my C55 AMG.