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chrishak

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About chrishak

  • Rank
    Boxa - Beginner

Profile Information

  • Gender
    Male
  • Location
    Dorset

Previous Fields

  • My Ride
    986 'S', 911 Carrera 3.2, a Ford

Recent Profile Visitors

833 profile views
  1. Don't lose sight of the fact that it's not even called a Speed Awareness Course anymore, it's now Driver Awareness. You could invited to attend for any traffic offence and what the offence was is not declared on the course.
  2. My experience of Admiral following a no-fault accident when my first 986 was written off was nothing short of criminal. Their efforts to minimise the pay-out to me while maximising their own income (and that of their partners in crime) from the third party's insurer, was nothing short of disgraceful - and don't get me started on their efforts to get me to claim for injuries that didn't exist... The fact is that you do not have to declare the fact that you have been on a SAC unless thay ask the specific question, in which case I'd suggest binning the application and finding another insurer.
  3. Low pressure PAS pipe ferrule split, Porsche standard repair - replace pipe for £1400. Real world, non-millionaires repair - replace ferrule with £1.50 jubilee clip (the blue car had this 'bodge' done by a PO and it was fine throughout the 25k miles I did in it). Surface corrosion to front dampers, Porsche standard repair - replace dampers for £2100. Real world repair - remove corrosion and apply black smooth Hammerite. The wheels? I'm with you, I much prefer the Carrera wheels on the blue car for both aesthetic and practical reasons but the rear wheel was damaged when it took the brunt of the collision. In their favour, the split rims have been recently refurbished and look pretty cool!
  4. The saga is over. Following an inspection by an 'independant assessor' Admiral upped their offer by £800 from which they wouldn't budge so I negotiated a fair price with the 3rd party's insurer and bought the scrap back which I sold at cost to a friend who runs an indy in Dorset. He's repairing to use as a courtesy car so I'm pleased that it's going to live on rather than being broken - I really loved that car! Anyway, onwards and upwards. With the money in the bank and with an open mind about spec. (essentials were; 'S', not silver, preferably south of the Thames, reasonable history) I started the search for a replacement. Whittling the selection down to four cars, first up was a local Lapis Blue 50k miler at £5.5k. Really nice car except that it immediately needed 3 tyres, a new rear screen and a pas. window regulator, so I passed on that one. Then I planned a 350 mile round-robin to view 3 cars, coincidentally all Seal grey and the contrasts between the three were clear...one was in excellent condition, the other two were probably mechanically sound but had far too many scuffs, scrapes, dings dents etc. In his defence, one of the vendors had made it quite clear that the body needed tidying (and included an engine compt. lid in the price) the other thought it more important to tell me that the last MOT included an advisory for surface corrosion on the brake pipes! The third car wasn't the most expensive but it was by far the best. A 51 plate, 64k miles car, the paint and body are superb and the interior is equally good. It has sports seats, full leather (what a difference that makes!), split-rims (a double-edged sword...) and drives superbly. The service history is complete, mainly OPC but the last two stamps with non-specialists. The clutch is a bit weighty so could probably do with replacing but at the rate I'll put miles on it, this might not be for another 5 years and while they're in there it'll be RMS and IMS as well. There are a few other issues, as picked up by my local OPC at a free inspection, but of the £8k they quoted for repairs, working through them myself, I've sorted £3.5k of them for £1.50, I kid you not! So the bottom line is, this sorry tale is over but despite the fact that for £300 I'm back in a Boxster which is significantly better in many respects than my old one, I still wish it had never happened.
  5. It's simple - whatever insurance companies have to pay out following a claim (repairs, total loss, medical costs, hire charges, travel expenses, loss of earnings - the list is endless...), get charged to the cash-cow at the end of the chain, the motorist, when they pay their premium!
  6. Following my experience of the systematic insurance scams being perpurtrated by the insurance companies, the claim management companies and their myriad of parasitic partners, I would have been far more surprised if the 'independant assessors' had been found to be kosher!
  7. That's it, all over. Following countless discussions with Admiral, they would not budge from their offer of £5k. Based on the fact that they believed that was way above market value, as quoted in those fictional works, Glass's etc. the threat of the Ombudsman didn't bother them one jot. I finally accepted an acceptable negotiated offer from LV, bought the salvage and passed it on to a local indy who is going to repair it and use it as a courtesy car - which I am very happy about as my car will live on. Next post - 'I'm on the lookout for a well cared for 986S, full history, £000's recently spent. Cash waiting...'
  8. Thanks again for all your comments and words of advice. For your sins, here's quick update... My insurer, Admiral, continue to treat me with utter contempt. Because I haven't accepted their offer for my car we reached an impasse, so they suggested they send an independant engineer to look at the car and value it - Hallelujah! In anticipation of holding negotiations with someone who - a) knew Boxsters and their market value and didn't have a vested interest in milking me for all I'm worth, I spent two hours on Wednesday evening copying Autotrader and Pistonheads ads and getting my history file in order. When he got here on Thursday, it quickly became clear that he knew what he was talking about, making all the right noises while I was discussing it's history, plus points and negatives. However, his remit didn't include negotiating a value on behalf of of Admilra! He did, however, confirm that the history would be taken into account when he looks into the market and repirts back to Pirate (sorry, Admiral). Two days later, I still haven't had an improved offer - but I HAVE had two proofs of NCB that included the fact that the accident was my fault!!! Two stinking rows later and at least that has been sorted - they said this was normal if investigations were not concluded but I finally managed to pursuade the robot on the other end of the phone to call LV to confirm my blameless position. Which they did. If I knew three days before that the other party had admitted 100% liability, then why the Hell didn't Admiral??? In the meantime, the 3rd party's insurer, sent a repairer round to look at the car on Wednesday. He clearly knew his stuff regarding repair estimates but like most of the world's population (except Glass's, Parkers and CAP) he had a grossly inflated opinion of the value of my car, putting it at £10k! The initial report back to 3rd party insurer LV gave me a glimmer of hope that they might repair my car but that was soon didmissed - even I would admit that the repairs would probably run to £7k - £8k. In all fairness to LV, they have made their first offer and it is significantly more than my own insurers have offered - I'm now getting close to the sum I think I'll need to get close to buying something similar to the cherished, spoilt, once great beauty parked on my drive! That's it for now. I said it would be a quick update, and believe me, in comparison to all the goings on, it is! This experience has proved to me that the car insurance industry is rotten to the core and the fact is that whether we ever make a claim or not, it is us, the motorist, who pay for it. Had I taken up Admirals offer of a hire car at £140 per day, the bill so far woukd be £1820 - and who would ultimately foot the bill, LV? Of course not, it would be us, the motorist (or as insurers see us, cash-cows). This all stinks so.much that I have every intention of going to the press when I've reached a satisfactory conclusion.
  9. Well, I've finished speed-reading this can of worms and very interesting it was too. Glad to see the OP was successful in the end but was staggered by the vitriol he faced from other contributors - and the overwhelming support for the insurance company and what is clearly a rotten system!
  10. It's easy to feel like you are alone and swimming against the tide in situations like this, but posts like this make you realise there is a tremendous network of support on this forum! Thanks everyone, it is really appreciated!
  11. Bladder empty, coffee on the go! Thanks mate??
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