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moneypit

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About moneypit

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    Boxa - Junior

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  • My Ride
    2005 Boxster 3.2S, 2003 Evo 8, 1988 Toyota MR2 T bar.

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  1. I've just used A Plan to insure 5 vehicles, the Boxster, a much modified Evo 8, my work van, a Mk1 Mr2 and my other halfs Lexus. We're both 50 or over, both have 3 points and I had a claim against me last year for £2700. I paid £1375 all in, less than last year.
  2. Hmmm, that's about my worst case scenario, and if that happens, something will have to go. I can't justify £2500 for how little I get to drive them.
  3. Thanks for the replies, whole new world for me. Been on the receiving end before, never caused one, and I'm hoping it's a case of first and last time.
  4. Well, I blotted my copybook a month ago and had a walking speed altercation with a six week old Honda CBR650F whilst in my van. Entirely my fault, fortunately no-one hurt, not a mark on him, and the guy was an absolute gent. I was beyond mortified, it's a feeling of shame I hope never to experience again. Not a great year this, I got 3 points in September, twenty years to the month since the last time. The bike basically sustained the same damage as it would if it had fallen off the sidestand. Less in fact, because the guy was sitting astride it, so it was the same effect as him overbalancing whilst sitting on it and breaking it's fall. Looking at it immediately afterwards, it had a scuff on the headlight, a bent footbrake, a scuffed frame protector, a scratched front brake lever and chips in the paint on the pointy edges of the panels that stick out, plus a small scrape in the paint on the engine cover. The bike was £7500 at the end of August this year. I was astonished to learn that in all probability they will write it off, as the foot brake lever has touched the frame when it bent and chipped the paint..... they won't repaint the panels or the frame, and everything with the slightest mark on it will be replaced, not repaired. I've asked my ins.co. to make enquiries on my behalf with a view to purchasing the "salvage". In real terms, there's absolutely nothing wrong with it. I insure 5 vehicles with one company at the moment. 3 of them, including the van, have protected no claims. I have no experience of being at fault in an accident, so am not sure what to expect at renewal time in April. Can anyone with a similar experience shed some light on what may happen, as I don't have a clue as to whether the premium will go berserk, or not change much, and I may need to budget if a horror show price increase is coming my way.
  5. I insure 5 vehicles. One is my work Transit Connect 110, a Lexus IS300 Sportcross, a 1988 MK1 MR2, an '03 plate Jap import Evo 8 with modified suspension, brakes and running about 400 brake, and a 2005 3.2 Boxster S. That cost me £1430 at the last renewal. I'm 52, live in Newcastle city centre and have full no claims. The company are called Pace Ward, but I had to fight for that this year. They initially wanted nearly £1800, up from £1660 last year, and that wasn't happening! I've been with them for 10years. I could have got a better deal from AIB ( £1369 ) with much less xs on the Evo, but PW have let me drive cars I've thought about buying without charging me when I didn't, and they have a seemingly good record for paying out when you need them.
  6. I'd like to be the first to congratulate your new employee on his fantastic choice of name! Even though he obviously didn't choose it.
  7. Hi, thanks for that and welcome. I just spoke to Cherished vehicle insurance who posted before you. They've come back with a very competitive quote ( £1440 ) for all 5, which, given the nature of the Evo, and the fact that the van has to be covered for business use, seems good to me. Also only £200 xs on each vehicle. Just for the record, I paid £1600 last year, with a £750 xs on the Evo alone, and have been warned to expect a 10% rise with the same company this year. It's a shame in a way, I've been at the same place for more than a decade, maybe we were both getting complacent with each other.
  8. Thanks for the replies, I'll have a look around.
  9. I've been insuring everything I own on one policy for several years now with the same company. I've got 3 cars, my company van and my other half's car on the policy, and so far I've been happy with the service and cost. It seems insurance is generally getting more expensive now, so I'm wondering if there's anyone else in a similar situation that can recommend an insurer to compare mine with. I've been warned to expect about a 10% increase this time round. The policy covers a much modified Jap import Evo8, a 30 year old MR2, the Boxster, an old '04 plate Lexus sportcross and my '59 plate Ford Connect, which is by far the newest thing I own. I'm currently paying about £1600 for that lot, which is ok, but it's already risen by £100 after moving from Southampton to Newcastle. Starting to think just continually ticking the renewal box might be a bit short-sighted.
  10. My insurance co will insure CAT D cars, as I've asked the question in the recent past. They made it clear that they will only pay out about 60% of the market value of the car from the outset, which was fine by me, as that is all the car would have stood me. I'm still repairing the car ( 12k mile 2010 Gen 2 Boxster 3.4 Tip), and have probably already sold it to a friend, so I'm not likely to have to bother insuring it myself, but at least I know it's possible. The insurance co is called Pace Ward, their number is 01782 286311. I've been with them for about 8 years, and find them accommodating and competitive. I have a multicar policy with them covering a Lexus , my works van, my much modified Evo and my 3.2S 987. I pay £1400 for all 4 fully comp. Try them for the Cat car, they will be happy to quote.
  11. Bit late to the party, sorry, but if anyone needs the same advice in future, I use a company called Pace Ward. I have 5 vehicles on one policy, one is the Porsche, another is a much modified Evo, a Mk1 MR2, an elderly Lexus IS300 and my work van, a 59 plate Ford Connect 110 Limited, insured for business. I pay about £1500 for them all. They're worth a call. They only charged me about £180 to add the Boxster on recently, and I hadn't long renewed, so that's pretty much representative for the year.
  12. Hi, I have 3 cars and my van on one policy with Pace Ward. The van's a 110 Limited Ford Connect, value 10k, obviously covered for work use. Car 1 is my '03 plate Evo, Jap import, much modified, 5k miles per year, agreed value. The Boxster, '05 plate, 5k miles a year, value 13k. Lexus IS300 Sportcross, '04 plate, no mileage specified per year, worth maybe 4k if I'm lucky! I pay £1400 for all that, and I'm very happy to do so.
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