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About Nath

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    Boxa - Junior

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    987.2 Black Edition

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  1. Regulation around insurance in this country is seriously lacking. In Australia you get close to a full pro rata refund for the unexpired policy. other differences are No claim discount attaches to the individual, not the car so can cover multiple cars. Cover also extends to all drivers of the car on a fully comprehensive basis (higher excesses apply for young/inexperienced drivers). Track cover doesn’t really exist though so that’s a positive here!
  2. Interesting system this. Back in Oz the NCB follows the owner ie you can have multiple vehicles all with the same NCB. Of course the flipside is if you lose it you will lose it on all vehicles. I assume over here if you have it on more than one vehicle, and it is specific to each, if you make a claim you only lose it on the relevant car?
  3. I carried my NCB over from Australia (had to show docs to prove I had it). Also, when I switched from Aussie licence to UK there was a significant drop in the premium so may be worth considering as well.
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