What I love about these super rates are that they are only available when you don't need to save money. Anyone who qualifies could buy the car with the loose change in the ashtray at the time anyway. That's the funny world of Credit. Bit like Apple's upgrade program. If you are already buying an apple phone, you aren't put off by price. So what do Apple do? Offer you an interest free 20 month loan that they will revisit after 11 months in order to give you the latest new phone!
Meanwhile if you go to Brightworld or whatever they are called, you can get a cheap shayte was