I went for a Nationwide Flex Plus account. You get euro breakdown, travel and phone insurance for £13/month. I've only had to use recovery in the UK once, but they took the car from London up to Revolution in Brighouse (the car broke down just 30 mins from home in London and here was no issue with them doing the distance). Highly recommended from me. Edit, my 986 is 15 years old, again, no problem.