Jump to content
www.BoXa.net
Sign in to follow this  

Recommended Posts

Just been speaking to my insurance about adding spacers and lowering springs to my Audi S3, via my broker.

I have sent details of the springs and spacers as advised to them in which they have notified my insurer think its Aviva... anyway, they say that they wont insure my car with these modifications - is that barmy or what? with the world of modified cars growing by the minute and that's not just your RS turbo crew surely it would make more sense to offer insurance and pump the premium up a bit?

How do you who have modified your boxster / car get on with your insurance company? I wouldn't NOT tell them about the mods, don't see the point in that.  But these are small modifications.... wonder what would happen if I started banging 20" rims on it and pumping it to 500 hp

surely some of the Instagram'ers are not declaring all

 

Share this post


Link to post
Share on other sites

It's actually cheaper to insure my Honda with all mods declared to retail value than to insure the standard car as a recent buyer! I

Share this post


Link to post
Share on other sites

I'm with Aviva, and my car is on lowered aftermarket springs.

They did get in a bit of a tiz about it, but no increase in the premium.

Share this post


Link to post
Share on other sites

I'm up for renewal in March so may be a good time to get quotes including the mods, then change and purchase mods  - job done.

be interesting to see what some of the sponsors say on here?

Share this post


Link to post
Share on other sites

APlan have been great with the Ute we have (sponsors here).  It's a specialised market anyway, but they're happy with the modifications that I've listed with them. :)

Share this post


Link to post
Share on other sites

On my other car (Honda) which has almost every mod you can think of and didn't moan about any of them. I'm with Adrian flux (underwritten by equity red-star) and I pay a a very reasonable cost a year with loads of extras, like for like on all parts added.

For the same cover on a 2000 boxster S 3.2 I was quoted quite a bit more money (50% extra) but it a prestige brand car and I listed stainless exhaust, lowering springs & an aftermarket intake/filter, with no problems.

Edited by Jason986S

Share this post


Link to post
Share on other sites

Had to swap insurance company this year as they didn't like the spacers on my car! Seems to be going around. ( pun not intended).

Share this post


Link to post
Share on other sites

Generally insurance companies jack up premiums, or refuse to insure you, for performance enhancing modifications, but are more relaxed about other mods.

Share this post


Link to post
Share on other sites
9 hours ago, Rev Ken said:

Generally insurance companies jack up premiums, or refuse to insure you, for performance enhancing modifications, but are more relaxed about other mods.

not sure spacers and lowering springs are performance enhancing, but they improves handling certainly.

im 35, not 21 - i find it mad that a insurance company comes up with a no... i'll just have to move elsewhere

 

Share this post


Link to post
Share on other sites

Have you or your broker spoken to someone "with a brain" at your insurers? SAGA at first said "No" to my 4mm different offset winter rear rims but I persevered, asking the nice lady to push the query up the line, and they eventually said "Yes" with no change in premiums after the query went to their re-insurers. 

Share this post


Link to post
Share on other sites
On 10/01/2016 at 0:40 PM, D8EAN said:

Just been speaking to my insurance about adding spacers and lowering springs to my Audi S3, via my broker.

I have sent details of the springs and spacers as advised to them in which they have notified my insurer think its Aviva... anyway, they say that they wont insure my car with these modifications - is that barmy or what? with the world of modified cars growing by the minute and that's not just your RS turbo crew surely it would make more sense to offer insurance and pump the premium up a bit?

How do you who have modified your boxster / car get on with your insurance company? I wouldn't NOT tell them about the mods, don't see the point in that.  But these are small modifications.... wonder what would happen if I started banging 20" rims on it and pumping it to 500 hp

surely some of the Instagram'ers are not declaring all

 

With our modified policies we are able to add a number of modifications free of charge (we operate a BHP banding approach so you can modify the vehicle within certain BHP restrictions free of charge, so where suspension would not increase the BHP it would free to add)

We also cover the mods like for like in the event of a repair.

Kind Regards
Neil
Greenlight

Share this post


Link to post
Share on other sites
20 minutes ago, neil@greenlight said:

With our modified policies we are able to add a number of modifications free of charge (we operate a BHP banding approach so you can modify the vehicle within certain BHP restrictions free of charge, so where suspension would not increase the BHP it would free to add)

We also cover the mods like for like in the event of a repair.

Kind Regards
Neil
Greenlight

and ultimately who does the policy get placed with? 

or is there multiple choices depending on price i guess? like all these things you only find out how good the insurance is when you make a claim

 

Share this post


Link to post
Share on other sites
On 12/01/2016 at 0:07 PM, D8EAN said:

and ultimately who does the policy get placed with? 

or is there multiple choices depending on price i guess? like all these things you only find out how good the insurance is when you make a claim

 

We deal with a number of different underwriters including LV, Ageas and Markerstudy

 

Share this post


Link to post
Share on other sites
18 hours ago, neil@greenlight said:

We deal with a number of different underwriters including LV, Ageas and Markerstudy

 

@neil@greenlight

Can you quote me then please? what do you need to know... ? 

Share this post


Link to post
Share on other sites
23 hours ago, D8EAN said:

@neil@greenlight

Can you quote me then please? what do you need to know... ? 

Dean

If you wanted to drop me a PM with you contact number i can get in touch to run the quote through personally for you.

 

Kind Regards
Neil

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  

×