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Insurance renewal time...

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17 hours ago, Nobbie said:

Why? I used them last year and seemed like a good deal. Just got my renewal and hasn't been hiked like some do.

A-plan were very expensive and Greenlight couldn't even give me a quote and suggested i try Adrian Flux !  I ended up with locktons 

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1 hour ago, myfirstboxster said:

A-plan were very expensive and Greenlight couldn't even give me a quote and suggested i try Adrian Flux !  I ended up with locktons 

I had that with Greenlight last year as they wouldn't insure me as it was my first Boxster/RWD sportscar. I'll try them again now I'm an experienced driver?

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3 minutes ago, Nobbie said:

I had that with Greenlight last year as they wouldn't insure me as it was my first Boxster/RWD sportscar. I'll try them again now I'm an experienced driver?

I had similar questions with various "specialists brokers". Even the comfortable ones were hundreds more expensive. I got a brilliant deal with ample cover/extra's for a 3rd of the price of Flux (with a mainstream insurer).

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just done my insurance, Adrian Flux wanted £511 when I took it out with them it was £432,AIB  quoted £479 and went with A plan at £425 with 1yrs no claims ~me being 49,no points etc and car valued at £33k

Si

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My insurer wanted an extra £100 to insure my 987.2 Black Edition for the remaining 5 months compared to my former 981 GTS - go figure!?

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4 minutes ago, RBD914 v2 said:

My insurer wanted an extra £100 to insure my 987.2 Black Edition for the remaining 5 months compared to my former 981 GTS - go figure!?

That's madness

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More expensive to repair apparently!

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29 minutes ago, RBD914 v2 said:

More expensive to repair apparently!

Interesting but also weird. I know the black edition is limited, and the roof would be harder to source, but in general the panels and engine are no different to another 987, which is just an older Boxster than the 981. Insurance is odd

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The Porsche dealer did allude to the fact that if a 987 has a bump on the rear wings, it is very expensive to repair because the wing is one complete panel which includes the side sills going the full length of the car!

The 981 has a smaller rear wing panel as it is seperate from the side sills. Maybe this has something to do with the premium hike?

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On 10/1/2017 at 1:49 PM, Jason986S said:

 Insurance is odd

Certainly is. As a speculative buyer Lancaster quoted me £238 for a 2.7 987. Pretty good. When a I called a week later for a quote on a 3.2S of similar vintage and value they quoted over £800. 

Conversely best quote for the 2.7 through the meerkat lot was £330, and for the S was..... £320. Eh?!

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1 minute ago, minimoog said:

Certainly is. As a speculative buyer Lancaster quoted me £238 for a 2.7 987. Pretty good. When a I called a week later for a quote on a 3.2S of similar vintage and value they quoted over £800. 

Conversely best quote for the 2.7 through the meerkat lot was £330, and for the S was..... £320. Eh?!

I have seen odd Insurance quirks. My 17 year old son (at the time) had a policy with a 3000 mile limit.  He then started driving to College and to see his girlfriend and we realised it needed to be more like 12000 when I went to renew all of our policies. They quoted me a price before I told them he needed to have 9000 more miles on the policy. When I told them the policy dropped in price by about £200 from memory. I queried this - not because I wanted to pay more but just to make sure they were doing the right thing as it seemed odd, 9000 more miles on the road = more exposure to risk surely?  They confirmed the price was correct and could not explain why it would be less. Yes I know he would gain more experience in those miles but also expose himself to risk at the same time?

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I read a theory the other day that went low mileage cars might be higher risk because the drivers might be 'not keen' and therefore nervous drivers. Can't say I'm convinced but it's a notion.

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2 minutes ago, minimoog said:

I read a theory the other day that went low mileage cars might be higher risk because the drivers might be 'not keen' and therefore nervous drivers. Can't say I'm convinced but it's a notion.

Well my wife is a nervous driver, does about 1000 miles year, hits anything stationary in her path and still gets dirt cheap Insurance 😌

  • Haha 1

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9 minutes ago, rowbos said:

Well my wife is a nervous driver, does about 1000 miles year, hits anything stationary in her path and still gets dirt cheap Insurance 😌

:confused:

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12 hours ago, rowbos said:

Well my wife is a nervous driver, does about 1000 miles year, hits anything stationary in her path and still gets dirt cheap Insurance 😌

Must resist in appropriate sexist generalisation comment. 

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6 minutes ago, Jason986S said:

Must resist in appropriate sexist generalisation comment. 

I'm saying nothing more ... but I only speak the truth :ph34r:

  • Haha 1

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On 10/1/2017 at 12:17 PM, RBD914 v2 said:

My insurer wanted an extra £100 to insure my 987.2 Black Edition for the remaining 5 months compared to my former 981 GTS - go figure!?

 

On 10/1/2017 at 12:22 PM, Jason986S said:

That's madness

 

When I swapped the 56 plate 987 2.7  (value £10k) for the 981 S (faster, newer and 6 times the price!) it generated a refund in premium to me!

IIRC the 987 used to be circa £550 to £740 pa whereas the 981 is around £360 pa :)

  • Haha 1

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My renewal letter popped through the letterbox yesterday morning from Aviva. Was thinking to myself how much has it gone up from last year, so didn't even bother opening it.

Opened the darn thing this afternoon only to be somewhat shocked that its just a few pounds more expensive then last year. £20 discount if I renew online too.

I need a lie down :)

 

Edited by PaulQ

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For my 986 it was around £315 for the year from Locktons, annual mileage 5k. That included PCGB Membership (which I probably would have joined anyway). Plus UK & Euro breakdown cover. Add those two together (£70 + £70 ?), that makes it about £175 for the actual insurance.

My current broker is Elephant (for my everyday car) and of course, they transfer you to Admiral Multi Car, as you cant have two cars with Elephant. They quoted £370 for the Boxster, with no added benefits.

I gave my local A-Plan broker a go as well and after about an hour they rang back with "a really special deal" of £550 !!!!

 

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I called my current insurer A-plan as my renewal is due. After the usual questions etc, they came back to me with the ... “insurance premiums have gone up” “insurance tax” slaes b*ll*x, etc but we can reduce the quote by...........

 

wait for it.....

 

 

 

 

 

 

 

 

 

 

 

 

 

 

54p

 

yes, a whole 54pence :laugh:

 

called locktons based on the above post, they only insure to a max of 7500 miles per year and they wanted £400 more than my renewal !!!!!

 

 

Edited by r1flyguy

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I'm with LV and its £575 a year, didnt go for the lowest and was advised as who to use and the cr%p ones by my friend who work in an insurance claims department.

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