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From provisional to full licence cost

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I was always under the impression that once you go from a provisional licence to a full licence that the insurance cost goes up as then you are a new driver but now entirely at your own devices. I've just called my insurer to make such a change with my wallet in hand and nothing was mentioned about any additional premium. Is that normal?

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Are you talking young driver recently test passed?

Or older person adding another string to the bow (motorcycle)?

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Older person in 30s going from car provisional to car full licence. Test passed yesterday.

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Very surprised if no increase in premium for the reasons you mention.

I know different circumstances but when my teenage son paased his test some years ago they tried to hike the prmium from £1200 pa to £3k+.

We moved insurer needless to say.

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It used to be the case that the premium went down. :(  I'm with Purdie on this.  Maybe it's a question that you should put to one of the insurance brokers on the forum in their sponsored areas?

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I'm surprised too. I rang my insurer and advised that the names driver is now a full licence holder having passed the test yesterday. I reconfirmed all the details and the call handler noted all the details and said its all done is there anything else I can help you with! There was zero discussion about the premium which of course I do t mind. I've done everything I need to in terms of notification. 

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Depends on the premium paid at inception and which company. Due to the driver being in their 30's the loading formulae are different. 17-25 are the "At Risk" group generally.

Check their certificate, if all is as agreed then happy dayz :thumbsup_anim:

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It seems to be happy days indeed :) test passed 2 days ago, policy updated and no additional premium. Policy was new just over a month ago. It's only a 2016 Fiesta and the premium is circa 370. I had to call again to double check they didn't make a mistake. I still can't quite believe it!

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Also depends on black boxes etc these days.  I know I'd consider my nephew's insurance high for a 19 yr old.

Result Ed, and that she has passed.  When will you let her drive your Boxster ?

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1 minute ago, Patt said:

Also depends on black boxes etc these days.  I know I'd consider my nephew's insurance high for a 19 yr old.

Result Ed, and that she has passed.  When will you let her drive your Boxster ?

No black box involved. This policy when I renewed it a month ago with a provisional named driver was about 200 cheaper than it was with Diamond. So now with a new full licence holder its another saving. She hates the Boxster, too hard a ride, too low and too difficult to get in and out of. She hasn't even tried driving it yet. The heavier clutch and steering won't go down well. When I had the old moped she tried that on the second day and dropped it so don't think driving the Boxster any time soon is going to happen :D 

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Some may say that is a blessing in disguise.  I know I'm a tad sexist, but at least your refurbished alloys will remain in mint condition :-D

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6 minutes ago, Patt said:

Some may say that is a blessing in disguise.  I know I'm a tad sexist, but at least your refurbished alloys will remain in mint condition :-D

Indeed, the front 2 on the Fiesta are already well kerbed!

  • Haha 1

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