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I'm so glad I check my insurance quotes, mine was on Automatic renewal and if I hadn't checked I would have been stung because on this occasion the quote for renewal was almost £80 quid more!! so I called the company I deal with and asked them to take it off automatic renewal. When they asked why I told  them politely they were taking the mickey, 30 seconds later I got IT £10 cheaper than last year so a good result in the end. Amazing what a phone call can do. So for those of you who do have Automatic renewal be wary.

Take care all.

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Nice one mate, it's always good to shop around every year, but the insurance companies rely on people not having the time or inclination to do it.  There's no incentive to be loyal and stick with the same company any more.  A very short sighted tactic from insurance companies IMHO.

I switched to SAGA insurance recently, which means it's now official, I am old and past it (59, in case anyone was wondering).  However, on the plus side, the Boxster only costs me £18 per month to insure, so it's got some advantages :lol:

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Surely they had to warn you before automatically renewing though? In which case that is the spur to start doing your homework.

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43 minutes ago, Scubaregs said:

Surely they had to warn you before automatically renewing though? In which case that is the spur to start doing your homework.

That's just it Scubaregs I got no warning until the renewal letter said they would be taking x amount out of my account just before it was  due, insurance companies are sometimes a little devious IMO hoping you will let it take it's course, the letter arrived with just a day or so before renewal possibly hoping I would just pay and not challenge it. It was only when I made the call to them that they had a change of heart and reduced it. I personally think that could be seen as trying to pull a fast one. Almost £80 more than last year is not a small increase. The other company I use gave me a better deal this time £20 cheaper than last year, I think there a few companies who reward loyal customers but sadly not many.

Regards....Pete

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3 hours ago, Davey P said:

Nice one mate, it's always good to shop around every year, but the insurance companies rely on people not having the time or inclination to do it.  There's no incentive to be loyal and stick with the same company any more.  A very short sighted tactic from insurance companies IMHO.

I switched to SAGA insurance recently, which means it's now official, I am old and past it (59, in case anyone was wondering).  However, on the plus side, the Boxster only costs me £18 per month to insure, so it's got some advantages :lol:

Davey P you got a good deal I may try them next year I'm a bit older than you so probably worth a shot.

Regards...Pete

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26 minutes ago, petemac said:

That's just it Scubaregs I got no warning until the renewal letter said they would be taking x amount out of my account just before it was  due, insurance companies are sometimes a little devious IMO hoping you will let it take it's course, the letter arrived with just a day or so before renewal possibly hoping I would just pay and not challenge it. It was only when I made the call to them that they had a change of heart and reduced it. I personally think that could be seen as trying to pull a fast one. Almost £80 more than last year is not a small increase. The other company I use gave me a better deal this time £20 cheaper than last year, I think there a few companies who reward loyal customers but sadly not many.

Regards....Pete

Sneaky indeed.

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10 minutes ago, petemac said:

Davey P you got a good deal I may try them next year I'm a bit older than you so probably worth a shot.

I insured my previous car with SAGA (VW Beetle) and when I changed to the Boxster I checked on confused.com.  SAGA were not the cheapest, but the excess was a lot lower than anyone else, so I decided to stay with them.  They were still about 3rd from the top, so not enough difference to worry about.  I think the monthly payments only added about 20 quid as well, so a no-brainer to me.

The only downside is... it's... SAGA, and therefore means I'm a lot older than I feel :lol:

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8 minutes ago, Russjmills said:

I hate the fact I'm with SAGA😆

Just embrace it mate, try to forget what they stand for, and think of the lovely cheap insurance :lol:

Now... let's go shopping for a DORO mobile phone... none of this touchscreen nonsense... (kill me now!)

0doro_secure_580_white_front_2.png

:lol:

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17 minutes ago, Russjmills said:

I hate the fact I'm with SAGA😆

I was looking forward to getting cheap insurance with SAGA after everyone said how cheap they were and then they quoted me £600🤔, went with LV this year for £150🙂

1 minute ago, Davey P said:

Just embrace it mate, try to forget what they stand for, and think of the lovely cheap insurance :lol:

Now... let's go shopping for a DORO mobile phone... none of this touchscreen nonsense... (kill me now!)

0doro_secure_580_white_front_2.png

:lol:

Where can I buy that phone? Would suit me perfectly🤣

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  • 2 months later...

I had an automatic renewal on Adrian Flux classic policy 

They put the price up £90 for no reason this year.

I went on compare the market,  sent them the alternative quote (from Hastings insurance ) that was total cost at £195.

Strangly they instantly matched it when I said I'd be off.

I do use Adrian Flux insurance for daily car, classic car, household building and contents &classic tractor insurance 

So they didn't want to lose my custom.

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I never select auto renew as I’m sure they try it on with those who are happy for the default to be taking the renewal quote. I went with LV Classic last year for £144, renewal came last week, 4 weeks before renewal and was only £151 so didn’t even bother shopping around at that price😎

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Never auto renew any type of insurance or cover. How long does it really take to have a quick look on comparison websites and ring original insurer for a price match? 

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My Saga policy increased by over £200 when the renewal notice came in. Quick shop around and I got it the same price as last year elsewhere. Why don't insurance companies want to retain good customers?

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24 minutes ago, Happy Days said:

My Saga policy increased by over £200 when the renewal notice came in. Quick shop around and I got it the same price as last year elsewhere. Why don't insurance companies want to retain good customers?

You’re not a good customer. For most insurance companies a good customer is someone on auto renewal who can’t be bothered to switch. I think it’s well known in the business that Saga rely on customer loyalty more than most and drive up premiums year on year and expect their older client base not to notice/care.

How long had you been with Saga? Seems a big jump that most would baulk at, far better to just slowly increase year by year, unless your previous price was below the risk level to get new business.

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Just now, Nobbie said:

You’re not a good customer. For most insurance companies a good customer is someone on auto renewal who can’t be bothered to switch. I think it’s well known in the business that Saga rely on customer loyalty more than most and drive up premiums year on year and expect their older client base not to notice/care.

How long had you been with Saga? Seems a big jump that most would baulk at, far better to just slowly increase year by year, unless your previous price was below the risk level to get new business.

One year. I previously had both the McCann and Box on a single policy with Admiral, changed to LV for the McCann and Saga for the box last year. Renewal for McCann came in, up by only a couple of quid - fair enough, but Saga put the arm in.

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Dad came over today with his insurance renewal from directline this morning. 

He is 83 and drives an old Merc less than 2000 miles a year. 

Last year he paid £698

Auto renewal this year =£812

Did the usual and checked confused.com and got quotes of £745 which is still too much for someone that drives once a week to do his grocery shopping. 

Rang directline and this years quote is now £690, which is £8 less than last year. 

Moral of the story, never auto renew and make sure you have that convo with any insurance company. 

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And whenever you do receive your renewal quote - then find comparative but cheaper insurance - and you call your existing company - and they match it - F**K them right off for being so diabolically dishonest in the first place for trying to have you over, only when we all do this will they curb their less than moral side

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