mike597

I didn't have any problem with LV or admiral as long as the driver had an IDL but their policies could have changed recently.

Arguably car hire would be a lot less hassle for 5 days

I've done something similiar getting short term insurance on one of my cars for my FIL when he's been over. Basically a call into the existing insurers to add a, driver temporarily is the easiest route. It's quite expensive though I think we paid about 30% of the annual policy for 1 month of cover.

Things maybe work differently on the mainland to over there. I checked the Lime app and you can connect up google pay (or presumably apple pay if you're an iSheep), a credit card or paypal. Certainly if you're over 13 you can have a google pay account. Both my kids (12 + 14) have got bank accounts with cards that can be connected up to google pay and my eldest uses it all the time via her phone as it's a darn sign more secure than carrying cash or a card. So it's perfectly reasonable to believe a 16 year old in London will have a means to sign up.

I suppose the other way to look at it is to take lime out of the equation entirely. Imagine a 16 year old riding a his/her bike (or even a borrowed bike for that matter!) hit your car. Who's responsible for rectifying the damage? Is it the owner of the bike or the person in charge of it at the time? In effect the bike is borrowed property so I guess the argument is it's difficult to blame the owner for the actions of the borrower. This opens up the whole problem with bikes and now electric scooters - the people riding them are very often not insured.

maybe we need a BoXa collective twitter onslaught to start it trending?

It certainly appears that they are doing their level best to hide. I would definitely flag your concerns as you have suggested to as many political players as you can. My fear though is that someone further up in the political ladder is getting a regular brown envelope stuffed with cash and will suppress any concerns.

Tried UK: +44 800 808 5223 ?

We generally require that all legal documents be served at the following address: 6th Floor, South Bank House, Barrow Street, Dublin 4, D04 TR29, Ireland.

I would send a formal letter before action. That gives a fixed time frame for a response. No response then lodge with small claims court for them to decide. If sounds like the evidence is pretty clear cut. You can lodge it all online it's pretty simple. Of course even if they rule in your favour it doesn't mean they will pay. Other option is claim on your insurance and let them persue lime for recovery. However they might not bother and it may go as a, claim against you.

They ask if any of the insured driver have made a claim in the last 5 years so if you insure 2 cars with both drivers, you need to declare the claim for both policies at renewal. My experience of similar (and with my wife's driving it's been a regular occurence) is that the actual cost doesn't go up by all that much. You can do a quick calc yourself by going to go compare or whereever and putting in a renewal quote for one of the policies with and without the claim added. If I recall correctly last time I had to do this it was about a 30 quid difference on a 300 quid ish policy.

Nice work!