Nobbie

As you’ve found, you need to be careful on comparison sites when running multiple scenarios as obviously all the data is sent to all the insurers to get quotes. They are on the lookout for testing how much declaring a claim would cost and will bump your quotes if they suspect you’re hiding it by requoting without the claim. I’ve read of cases where people couldn’t get quotes from comparison site due to it being apparent they were just seeing what would give the lowest quote irrespective of the truth.

Fairly common apparently due to selection bias, i.e. the group selecting TPF&T have an higher risk profile than the group selecting fully comp. This more than covers the reduced costs of claims to a likely quite cheap car.

That was confusing. Was thinking you had a good quote for a kitchen, but £264 fully comp didn’t sound right🤣. Always nice to get a decent quote the prices have been going up recently👍

I’ve watched a few of his engine tear downs and he’s quite entertaining. Here he is tearing down the flat six which he seems to treat as something quite special. Interesting to see where all the bits go on these engines.

Probably worth a chat with A Plan as they have a fair bit of experience with Boxsters having supported the site. Is it his only car, or a second car. Might be easier to insure on a classic policy perhaps?

He did a great thread on his restoration of a 986, but I think he deleted it for some reason as I could find it when I looked.

That’s amateur level insurance fraud, I’ve just insured my Boxster as a Honda Jazz. Don’t tell anyone though😉

Another reminder not to insure with Admiral or their sub brands Bell, Elephant, Diamond and Veygo. They’re always the ones cutting cover. I think they also require you to declare all the factory fitted extras even when it’s an old car and you haven’t a clue.

My sisters beagle ran out through a hedge in front of a Fiesta and trashed the grill. They took it to the vet for a few cuts and bruises, but it was fine, still stupid though. Hopefully this dog was just a bit bruised.

As you’ve discussed a possible claim with your insurer, you wife will now need to declare the incident when applying for insurance for the next five years and anyone putting her as a named driver on their insurance will also need to mention it. Do not be tempted to forget to mention as they will probably have put a note on your file following the call. It gets very expensive very quickly if they think you are lying to them. If you don’t claim, I doubt your premium would rise much if at all. If you do claim it definitely will as although your NCB is protected, the base premium is likely to go up. You could try some dummy quotes to get an idea of the difference, but use false details as they may otherwise conclude that you are deciding whether or not to declare it. I reckon if your current insurance is £2-300, then you may as well claim as the extra premiums will probably not exceed the claim value. However if you have a number of vehicles to insure, then the extra on each may make it not worthwhile to claim (if the wife is a named driver on these as well)

Very useful @Gutley, looks like I may have to change the ignition switch soon as just had a weird one where radio and tiptronic gear indicator stayed on after I removed the key and the car refused to lock. After I restarted and took the key out it was fine, but suspect this will get worse.