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Higgy

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    718 GTS 4.0L

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  1. I’ve always taken as read that if you opt for comprehensive car insurance that’s what you get, so was horrified having just changed insurer I though I’d read thru the insurance documents sent after the policy was taken out to find that comprehensive only applies to the UK, Isle of Man and the Channel Islands. For Europe it states: Different cover applies in different countries You also have the minimum cover you need by law to drive in any country within the Green Card Free Circulation Area. This applies as long as your car is registered in the UK and is not abroad for more than 90 days, in any single policy year. However, should you require more than the 90 days you’ll need to contact us. Any extension of cover will need to be agreed by us and you’ll be required to pay an additional premium. Just go to Your Account. Please be aware that you will only have the minimum car insurance required by the countries in the Green Card Free Circulation Area which is usually equivalent to third-party only cover. So, you’ll be insured for damage to other people’s cars and property but not your own. So any European trips the policy only offers third part insurance. There was simply no mention of this reduced cover in all the information prior to buying, and I’m wondering what others experience / knowledge is. Is this 3rd party in Europe standard practice for all car policies?
  2. Good to meet you again today Bob. Impressive PCGB facility, and was surprised how friendly most of them seemed to be. Not upto BoXa.net standards, but then who is!

    All the best.

    John.

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