Carmand

Had the renewal through for last years more standard policy from Aviva - only a pound or two up from what was a good price last year. I think you have to go direct to them but the website is very slick. Our 2 ‘normal’ cars were both up by almost exactly the same 45% last September - go figure, it’s all smoke and mirrors to me.

Not an issue for me as the car won’t go overseas - I’m guessing this is a standard term with the logic you’d be claiming off the carriers insurance if something happened in transit?

Spent a few days obtains quotes for my renewal in February; 2 options for me either a mainstream insurer at market value and no guarantee of OEM parts or choice of repairer or a “enthusiast” policy which allows for an agreed value, choice of repairer and OEM parts (including the screen). Interestingly for both options Aviva were often the underlying policy provider - and despite what I’ve seen written elsewhere on the internet by the doom and gloom merchants they are perfectly happy with PPF. The best combination of price and benefits for came through the PCGB scheme that Lockton Performance run. A number of additional benefits such as legal, breakdown, driving other cars, other drivers over 35 included and a not dissimilar price to mainstream policies. I’ve had a couple of years without an agreed value policy and I’m paying the same now as I was previously. They even throw in a free PCGB membership which I think is £60+. And you can self certify the agreed value - I guess they undertake some checks on this. So for anyone with a more modern or expensive car based on my experience Lockton (who I’ve found expensive before) are at least worth a look. If it’s your only car though you need to be aware it’s a non NCB generating policy.

You need an agreed value policy - but of course you’ll pay more for that, and you’ll need to get someone to support your valuation e.g PCGB or TIPEC do this for free if you are a member.