Just been reading this on another forum.
Worth checking for anyone with admiral
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Admiral's "Organised motoring event" exclusion
So I have my Cayman covered on a dual-car policy with Admiral. Back when I took the policy out, I contacted them via telephone to query the "organised motoring event" exclusion that I had noticed on the policy document. Specifically it states:
General Exceptions
h. used to participate in any test, competition or organised motoring event Sounded ominous but their support told me not to worry, it is intended for things like rallying which is backed up by this mention on one of their magazine guides:
11. Driving in unusual locations
We don’t cover you for driving your car in dangerous or unusual places like racecourses. We also won’t cover you for organised motorsports or rallying. Your policy book can let you know more, and you can always contact us through webchat if you’re confused. Then I started to hear lots of talk about Admiral potentially not covering PCGB drives. At first, I thought this was scaremongering so set out to confirm. It took some months and persistence but they finally got their underwriters to answer the following coverage scenarios that I had put to them: 1. A driver training day at CAT Driver Training2. A PCGB tour of Scotland3. A Sunday morning drive with other members of PCGB4. Displaying my car in a field at PCGB event5. Driving my car near my house with a friend who owns a Jaguar F-Type Of these five scenarios, only the last was covered by my policy. Glad it happens to be up for renewal in the next two weeks!