D8EAN Posted January 10, 2016 Report Share Posted January 10, 2016 Just been speaking to my insurance about adding spacers and lowering springs to my Audi S3, via my broker. I have sent details of the springs and spacers as advised to them in which they have notified my insurer think its Aviva... anyway, they say that they wont insure my car with these modifications - is that barmy or what? with the world of modified cars growing by the minute and that's not just your RS turbo crew surely it would make more sense to offer insurance and pump the premium up a bit? How do you who have modified your boxster / car get on with your insurance company? I wouldn't NOT tell them about the mods, don't see the point in that. But these are small modifications.... wonder what would happen if I started banging 20" rims on it and pumping it to 500 hp surely some of the Instagram'ers are not declaring all Link to comment Share on other sites More sharing options...
Jason986S Posted January 10, 2016 Report Share Posted January 10, 2016 It's actually cheaper to insure my Honda with all mods declared to retail value than to insure the standard car as a recent buyer! I Link to comment Share on other sites More sharing options...
PaulQ Posted January 10, 2016 Report Share Posted January 10, 2016 I'm with Aviva, and my car is on lowered aftermarket springs. They did get in a bit of a tiz about it, but no increase in the premium. Link to comment Share on other sites More sharing options...
D8EAN Posted January 10, 2016 Author Report Share Posted January 10, 2016 I'm up for renewal in March so may be a good time to get quotes including the mods, then change and purchase mods - job done. be interesting to see what some of the sponsors say on here? Link to comment Share on other sites More sharing options...
Araf Posted January 10, 2016 Report Share Posted January 10, 2016 APlan have been great with the Ute we have (sponsors here). It's a specialised market anyway, but they're happy with the modifications that I've listed with them. Link to comment Share on other sites More sharing options...
Jason986S Posted January 10, 2016 Report Share Posted January 10, 2016 On my other car (Honda) which has almost every mod you can think of and didn't moan about any of them. I'm with Adrian flux (underwritten by equity red-star) and I pay a a very reasonable cost a year with loads of extras, like for like on all parts added. For the same cover on a 2000 boxster S 3.2 I was quoted quite a bit more money (50% extra) but it a prestige brand car and I listed stainless exhaust, lowering springs & an aftermarket intake/filter, with no problems. Link to comment Share on other sites More sharing options...
Boxob Posted January 10, 2016 Report Share Posted January 10, 2016 Had to swap insurance company this year as they didn't like the spacers on my car! Seems to be going around. ( pun not intended). Link to comment Share on other sites More sharing options...
Rev Ken Posted January 10, 2016 Report Share Posted January 10, 2016 Generally insurance companies jack up premiums, or refuse to insure you, for performance enhancing modifications, but are more relaxed about other mods. Link to comment Share on other sites More sharing options...
D8EAN Posted January 11, 2016 Author Report Share Posted January 11, 2016 9 hours ago, Rev Ken said: Generally insurance companies jack up premiums, or refuse to insure you, for performance enhancing modifications, but are more relaxed about other mods. not sure spacers and lowering springs are performance enhancing, but they improves handling certainly. im 35, not 21 - i find it mad that a insurance company comes up with a no... i'll just have to move elsewhere Link to comment Share on other sites More sharing options...
DJMC Posted January 11, 2016 Report Share Posted January 11, 2016 Have you or your broker spoken to someone "with a brain" at your insurers? SAGA at first said "No" to my 4mm different offset winter rear rims but I persevered, asking the nice lady to push the query up the line, and they eventually said "Yes" with no change in premiums after the query went to their re-insurers. Link to comment Share on other sites More sharing options...
neil@greenlight Posted January 12, 2016 Report Share Posted January 12, 2016 On 10/01/2016 at 0:40 PM, D8EAN said: Just been speaking to my insurance about adding spacers and lowering springs to my Audi S3, via my broker. I have sent details of the springs and spacers as advised to them in which they have notified my insurer think its Aviva... anyway, they say that they wont insure my car with these modifications - is that barmy or what? with the world of modified cars growing by the minute and that's not just your RS turbo crew surely it would make more sense to offer insurance and pump the premium up a bit? How do you who have modified your boxster / car get on with your insurance company? I wouldn't NOT tell them about the mods, don't see the point in that. But these are small modifications.... wonder what would happen if I started banging 20" rims on it and pumping it to 500 hp surely some of the Instagram'ers are not declaring all With our modified policies we are able to add a number of modifications free of charge (we operate a BHP banding approach so you can modify the vehicle within certain BHP restrictions free of charge, so where suspension would not increase the BHP it would free to add) We also cover the mods like for like in the event of a repair. Kind Regards Neil Greenlight Link to comment Share on other sites More sharing options...
D8EAN Posted January 12, 2016 Author Report Share Posted January 12, 2016 20 minutes ago, neil@greenlight said: With our modified policies we are able to add a number of modifications free of charge (we operate a BHP banding approach so you can modify the vehicle within certain BHP restrictions free of charge, so where suspension would not increase the BHP it would free to add) We also cover the mods like for like in the event of a repair. Kind Regards Neil Greenlight and ultimately who does the policy get placed with? or is there multiple choices depending on price i guess? like all these things you only find out how good the insurance is when you make a claim Link to comment Share on other sites More sharing options...
neil@greenlight Posted January 13, 2016 Report Share Posted January 13, 2016 On 12/01/2016 at 0:07 PM, D8EAN said: and ultimately who does the policy get placed with? or is there multiple choices depending on price i guess? like all these things you only find out how good the insurance is when you make a claim We deal with a number of different underwriters including LV, Ageas and Markerstudy Link to comment Share on other sites More sharing options...
D8EAN Posted January 14, 2016 Author Report Share Posted January 14, 2016 18 hours ago, neil@greenlight said: We deal with a number of different underwriters including LV, Ageas and Markerstudy @neil@greenlight Can you quote me then please? what do you need to know... ? Link to comment Share on other sites More sharing options...
neil@greenlight Posted January 15, 2016 Report Share Posted January 15, 2016 23 hours ago, D8EAN said: @neil@greenlight Can you quote me then please? what do you need to know... ? Dean If you wanted to drop me a PM with you contact number i can get in touch to run the quote through personally for you. Kind Regards Neil Link to comment Share on other sites More sharing options...
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