david_yorkshire Posted August 23, 2018 Report Share Posted August 23, 2018 I'm going to be purchasing a 'shed' commuting car shortly Wife insures the X5 on her NCB (LV) I insure the GT3 on my NCB (Mannings) what happens for the shed - do I start back at zero on this ? Link to comment Share on other sites More sharing options...
Scubaregs Posted August 23, 2018 Report Share Posted August 23, 2018 Yes. Had my GT86 FNCB and bought a mini as a daily driver. GT86 was £450 fully comp, more than wanted £590 for mini tpft as there is zero NCD on a second car. Switched to Aviva and paying about £450 pa for both on a multi car policy with 10,000 miles pa on both cars. I would try and get all 3 on a multi car policy, you can add each as the renewal comes up. Link to comment Share on other sites More sharing options...
david_yorkshire Posted August 23, 2018 Author Report Share Posted August 23, 2018 GT3 is staying with Mannings - track cover BMW isn't due up until March next year, so I guess I'll just have to suck it up on the shed ! Link to comment Share on other sites More sharing options...
edc Posted August 23, 2018 Report Share Posted August 23, 2018 Ask about mirrored NCD. Link to comment Share on other sites More sharing options...
Simon_R Posted August 23, 2018 Report Share Posted August 23, 2018 27 minutes ago, edc said: Ask about mirrored NCD. This. A decent insurer / broker should be able to arrange this. Link to comment Share on other sites More sharing options...
M12MTR Posted August 23, 2018 Report Share Posted August 23, 2018 Some insurance companies 'mirror' your NCD on second cars..... AXA certainly do. Worth an ask of your insurance company..... or bear this in mind next time you renew. Link to comment Share on other sites More sharing options...
david_yorkshire Posted August 24, 2018 Author Report Share Posted August 24, 2018 thanks - probably worth contacting LV & Mannings just to see what they can offer Link to comment Share on other sites More sharing options...
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