AlexW Posted April 1, 2019 Report Share Posted April 1, 2019 I’m after some recommendations for finance companies to contact to compare to an OPC quote. Googling scares me a little, I’d rather go off a recommendation. Can anyone help out? Link to comment Share on other sites More sharing options...
MH82 Posted April 1, 2019 Report Share Posted April 1, 2019 I’ve had a good experience at Oracle or Capital Car Finance (depending on the vehicle price). Link to comment Share on other sites More sharing options...
Scubaregs Posted April 1, 2019 Report Share Posted April 1, 2019 I'm in the process of financing a new bike, Marks and Spencer loans at 2.8%. Previous loan was with Sainsburys at 3.1% There are some great rates at the moment. Link to comment Share on other sites More sharing options...
AlexW Posted April 1, 2019 Author Report Share Posted April 1, 2019 1 hour ago, MH82 said: I’ve had a good experience at Oracle or Capital Car Finance (depending on the vehicle price). If the vehicle price was £60k which would you recommend? Link to comment Share on other sites More sharing options...
MH82 Posted April 1, 2019 Report Share Posted April 1, 2019 1 minute ago, AlexW said: If the vehicle price was £60k which would you recommend? I’d check both to be honest. I can send you some contacts if you like. Link to comment Share on other sites More sharing options...
AlexW Posted April 1, 2019 Author Report Share Posted April 1, 2019 Yes please Link to comment Share on other sites More sharing options...
MH82 Posted April 1, 2019 Report Share Posted April 1, 2019 Seems you can’t recieve messages, so an abridged version below Capital Car Finance Mark williams 01925 589 017 mark.williams@capitalcarfinance.co.uk Oracle Oliver Clarkson 07772 698 045 oliver.clarkson@oraclefinance.co.uk Link to comment Share on other sites More sharing options...
AlexW Posted April 1, 2019 Author Report Share Posted April 1, 2019 That’s weird, not sure why I can’t receive messages 🤔 Thank you for the contacts, appreciated. Link to comment Share on other sites More sharing options...
Lonewolfgjp Posted April 1, 2019 Report Share Posted April 1, 2019 I went with M&S bank loan, much cheaper than any finance I found 👍 Link to comment Share on other sites More sharing options...
Jason986S Posted April 1, 2019 Report Share Posted April 1, 2019 I also took a perosnal loan option, half the rate of the best finance deals. But there are upper limits. Tim Marlow at Magnitude finance comes well regarded. Link to comment Share on other sites More sharing options...
JulianSpringer Posted July 3, 2020 Report Share Posted July 3, 2020 I have good experience with Money Expert. The best loans at 2,5% in comparison with previous Sainsburys, 3%. Too much for my salary and income. The good thing when taking a loan from them is that as bigger is the loan at lower rates. My Mercedes CLA Class costs 25k. I'm paying 450 monthly for 48 months. But the car is brilliant, guys it's so comfortable and luxurious. It's my first car of this type, pevious I drove simple cars. But I decided to make a gift for myself, 3o years old, it's a number. Link to comment Share on other sites More sharing options...
Steve Laming Posted July 3, 2020 Report Share Posted July 3, 2020 Depending on the Porsche, a lot of specialist lenders will base their quote on the residule value of the car, after say four years. That way you can get into a £60k car for for a lot lower monthly repayments, with the balancing figure of say £20k at the end of the deal. This balancing figure is hopefully less than the trade in value of the car, so you have a deposit going forward. Magnitude have good reports and do a lot of work with the "Youtube" generation ! My Brother bought a Macan via an OPC and went this route. £55k car, circa £500pm repayments and £19k to either pay to buy the car, or part ex against another car. Hopefully a 2015 Macan S will be worth more than £19k in a years time ! He used his old car as deposit. Link to comment Share on other sites More sharing options...
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