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Refund from Admiral


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I tend to flip between AA and RAC when they try to charge some silly amount...

Expecting refund for 4 cars from Admiral...

As an aside, I have daughters cars insured through my policy - and I'm acting as the policy administrator, but each as their own building on no claims etc, this August will be first renewal so do wonder how that will go...

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3 minutes ago, Dazzevans said:

Slightly off topic, but i just got a quote from Admiral for a 2002 3.2S. Came back as £624, Hastings were £235 on Compare the Meerkat!

Well, they've got to claw back all those 25 quid refunds somehow, haven't they.......... :whistle1:

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21 hours ago, Dazzevans said:

Slightly off topic, but i just got a quote from Admiral for a 2002 3.2S. Came back as £624, Hastings were £235 on Compare the Meerkat!

You must be a really bad boy, I have a 3.4SE and they only charged me £313 and I had just written of my 3.2S back in November.

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4 hours ago, Darkstar said:

You must be a really bad boy, I have a 3.4SE and they only charged me £313 and I had just written of my 3.2S back in November.

Yeah, i really don't get it. One claim last year on my BMW and it was a no-fault claim too! Maybe i put some details in wrong, but my no claims on this one is zero as they are all on my BMW.

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On 6/5/2020 at 5:46 PM, Dazzevans said:

Yeah, i really don't get it. One claim last year on my BMW and it was a no-fault claim too! Maybe i put some details in wrong, but my no claims on this one is zero as they are all on my BMW.

Admiral (at least about 4 years ago) had an automatic +80 quid on renewal if you had a no fault claim in the previous year - their argument was "our statistics show that if you have a no fault claim one year then you are more likely to have a fault claim the following year" ! - I argued that if that was the case then perhaps adjust my policy excess to add 80 quid - and therefore if they were right - they got their money - but that of course fell on deaf ears. I flipped to aviva for a years and then back to admiral - I haven't done the big comparison thing (I can't face describing a 5 car policy with 4 drivers, 2 who drive everything, 1 who just drives one car and 1 who drives 2 of the 4 cars) 10 times on the phone with all the where do you drive where do you park and what is your job and all that BS - but admiral have been OK on price last few years - especially as the kids moved from high risk teenagers in to their 20's. I trid taking the porsche out of the multicar last year and going with a specialist, but because I do more than 6K a year in the boxster, worked out double the cost of leaving it all at Admiral.

I figure if/when the windscreen is an issue - I will stump up the difference for Porsche supplied and I will still be quids in vs Locktons or similar 

All insurance companies are sharks, none are registered charities, so they all make their money by taking in more in premiums than they pay out in claims - and they are very very good at it.

What I think is actually deplorable is the way they work with the "approved repairers and accident management companies" - last claim I had on daily (got side swiped by a german lorry who was parked on the hardshoulder on a stationary motorway and pulled out into the traffic - into my car (engine off and stopped still for 20 mins) - the "approved repairer" and the "accident management company - and associated ambulance chasing lawyers - were all part of the same group of companies as the insurance company. 

They quote each other stupid money, push people to say "I want a porsche as a loan car", and charge each other 50 quid for "estimates" - and it's all our money they are spending, about time they got the same going over as Banks and Pay Day loan companies and Pyramid Sellers get.

That all said I think Admiral's "gesture" was a welcome surprise.

......... thanks for listening.... rant over.......... beer o'clock.

 

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