ettore Posted August 16, 2004 Report Share Posted August 16, 2004 I have two cars insured with the same insurer. Car A has 5 years NCB (unprotected) and car B has 2 years NCB.Car B has been bumped in the car park in quite a nasty way (two panels and bumper) and I need to get it repaired. If I claim I will lose the NCB on this car but will it affect the more important (i.e porsche) 5 years NCB??If it does, I shall be having an expensive month! Link to comment Share on other sites More sharing options...
Simon Posted August 16, 2004 Report Share Posted August 16, 2004 I should seriously hope not - If you've built up the NCB seperately then they should be independent of each other....But as with all insurers, they are scum and make up their own rules.Good Luck! Link to comment Share on other sites More sharing options...
Wish Posted August 16, 2004 Report Share Posted August 16, 2004 I've got 3 policy's and had a bump last year in one of the cars, it hasn't affected the other sets of NCB. And so I found out on Friday, I don't need to tell my insurance company on my bike insurance (policy No. 4) about the accident ??? Strange I know but they only require information on accidents involving the bike ????? Link to comment Share on other sites More sharing options...
ettore Posted August 16, 2004 Author Report Share Posted August 16, 2004 Good - better make the call! Link to comment Share on other sites More sharing options...
ajay Posted August 16, 2004 Report Share Posted August 16, 2004 I used to have 2 insurances running (same company) on two cars in a similar way.Had a claim on the car with less NCB (2yr), its insurance was affected as youwould expect. The policy with a higher NCB (4yr) did not lose any NCB (againas you would expect) BUT now you have an extra accident to mentionwhen both come for renewal (if you want to shift companies)In this case it has an effect and is taken into account by your newinsurance company.Doesnt make sense, but like Simon says they r scum (or good atbusiness) whichever way u want to look at it Link to comment Share on other sites More sharing options...
Wish Posted August 16, 2004 Report Share Posted August 16, 2004 SCUM is the word i tend to use as well, Especialy Liverpool Victoria....... Link to comment Share on other sites More sharing options...
T2DAV Posted August 19, 2004 Report Share Posted August 19, 2004 NCB will not be affected but your annual premium will increase due to an accident being recorded against the insured name Link to comment Share on other sites More sharing options...
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