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Pistonheads.com

Insure your driving licence

Adrian Flux Insurance has developed 'Flashguard', a scheme to subsidise the extra travel costs that are incurred when a driving ban is received.

"Disqualification can ruin the lives of otherwise careful drivers in a flash, and that's who we've developed Flashguard for," explained Gerry Bucke of Flux. "It covers the cost of alternative transport, such as taxis and trains, for all the policyholder's needs, from the school run to driving to work to making service calls."

In order to qualify for the scheme drivers must have no more than six points current or pending and they must not have been disqualified for any offence during the previous 12 months. Drink and drugs-related convictions are not covered, nor are those directly associated with dangerous or reckless driving convictions.

"Flashguard does not condone stupidity or dangerous driving," continued Bucke. "But we can all make mistakes. This policy means that careful drivers who are convicted of speeding can carry on with their lives, albeit more slowly!"

The policy pays up to £6,000 for alternative transport costs and the premium costs just £50 per year.

Link: www.adrianflux.co.uk

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Good idea in principle, BUT

you have to have 6 point or less, so to get banned you would need two more flashes - which IMO makes you a bit dimm, if I had 6 i'd be damm careful.

And to get 6 in one go chances are you might have been convicted for careless or dangerous and it looks as if this they will not cover - so would it be a real benefit to you?

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