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There's many a thread on the subject of basic cars, opposed to cars with factory extras and the differing opinions of various insurance companies.

Just look through the insurance section!

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The thing is............ If an assesor comes out, does he know exactly what the car should and shouldnt have on it ?

A little different perhaps if it has a Chavvy bodykit and 22" wheels

I dont think anyone has a bog standard car do they ?

If you ask for a delete boxster badge option should they be informed ? thats non standard IMO. Coloured crests ?

I didnt tell about leather sports seats as I when i bought it didnt know what was and wasnt standard.

Efelump are a little odd, on my old 964 it cost me £40 to declare a K&N and only £28 to declare a performance exhaust ! What one gave more performance ?

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Oh.......... and by the way our 3 cars are all with Elephant so im not slating them, they are very competetive on price and have done good deals with me before

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I insured mine through them this year, won't be doing so again. I didn't realise that you don't get thrid party for driving other cars. Only found out this when I took mine into get a service and tried to take out a loan car! Had to ring up a pay an additional fee which really annoyed me. I'd also driven my brothers car thinking I was insured! Clearly my fault though as I didn't read the polcy but still I always had that cover with other insurers. I also was clobbered by them whem I declared an SP30 3 points from a camera.

I suppose as with everything in life you get what you pay, cheap insurance=cheap cover.

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I didn't realise that you don't get thrid party for driving other cars.

bloody hell - thats the first I knew about this :o

no wonder they are cheap

are there any other nasties I should be aware of? (I know about they don't do new for old on any options)

like does the fire cover not include flames that are hot :angry:

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i just reinsured with this company. they charged an extra 65 quid just because my boxster s had half leather upholstery. has anyone else had this problem??

jay

I was getting charged extra for 18" wheels, full leather and sounds pack etc...

thats why i switched to Liverpool Victoria.. as long as it doesn't improve the performance of the car, they dont care.. + they dont care about points (unless banned), how many miles you do, Trackers, or where you park it..

So.. if you have a combo of the above, they are a good place to get a quote.. !

MikeV

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LV came in at £757 with PCB for my 99T 2.5. I'm 48, no points, 6 years NCB, I live in Chiswick, West London, and the car's parked on street. I found that quite a few of the firms mentioned in posts won't cover if the car's kept on street. Tesco's were £100 more and also wanted a Tracker. My *broker* quoted £1200 (!) initially and then, when I expressed some astonishment found another quote at £943.

Service, so far, has been good. Documents etc received within 3 days of taking cover.

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