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Insurance Help Please


Rav

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Hi All.

I have had my Boxster insured by RH Specialist Insurance for around £150 per year, 5k limited miles on a classic poilicy. Earlier this year i bought a E46 Alpina B3 3.3 and added this to the policy. It raised it to about £250.

I recently found out that the policy insists that I have another "daily" car as my usual car. I have to be the owner, so it cannot be the wifes car and I must have a normal (not classic) insurance on this as me the daily driver. This was my 2002 Audi A4. Unfortunately, earlier this month, i managed to write the car off. I sold it today and i guess that means that the classic policies are now void?

Any idea how to proceed?

Would it be best to insure the Alpina as my daily and boxster as a classic or the other way around? Does anyone have experience of this sort of thing? I dont want to pay a fortune for insurance as i dont really use either car for many miles.

Cheers

R

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I suspect the Boxster would be cheaper to insure as the 'normal' car as the Alpina will have high parts prices. Do you ever drive to work in either car? My Classic policy excludes commuting. Maybe try a few dummy quotes on a comparison website.

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Good call - thanks @Nobbie.

Alpina is based on a 330 3 series BMW. The "S" models had specific parts like brakes, but the stock Alpina i have shares most underpinnings with standard BMWs.

I will see what they say on Monday.

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