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Insurance Renewal time


Kevin G

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As the title states, so Saga send my renewal notice for a MY14 981 2.7, Comp with PNCD, 6k mile per annum spouse as named driver, 15 plus years NCD and both clean licences. Last year the premium was £260 renewal shows £337, a 30% increase. Admittedly I crossed the 65 age barrier last year but this is taking the p*ss. So I call Saga and speak to a very nice lady and express my concerns at the increase at the same time pointing out how long I'd been a customer, wife's car insured with them, house and contents etc and I didn't want to leave them. Away she goes to speak to supervisor and returns with reduced quote of £302.

Thanked her but not prepared to renew at that price, still a 25% hike. I would look at Go Compare etc at which point she said they would match any quote I got as I was "a five star customer".

Went to Go Compare and Admiral would offer same level of cover at £244, so with computer page open I called Saga and spoke with another very nice lady and told her the Admiral quote. Would Saga match it? She waffled on a bit about Admiral being 3* rated compared to Saga 5* but quickly confirmed Saga would match and better the quote by £1 so I renewed immediately at £243.

Moral of the story, never accept the first quote and look around.

 

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Their best price is never their best price on the first couple of phone calls I've come to realise. I'm in my late twenties (some may say a youth), and my premium after lots of time of the phone is £160 less than they wanted to charge me initially for 2015-2016's cover.

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  • 3 weeks later...
On 08/02/2016 at 10:41 AM, Kevin G said:

As the title states, so Saga send my renewal notice for a MY14 981 2.7, Comp with PNCD, 6k mile per annum spouse as named driver, 15 plus years NCD and both clean licences. Last year the premium was £260 renewal shows £337, a 30% increase. Admittedly I crossed the 65 age barrier last year but this is taking the p*ss. So I call Saga and speak to a very nice lady and express my concerns at the increase at the same time pointing out how long I'd been a customer, wife's car insured with them, house and contents etc and I didn't want to leave them. Away she goes to speak to supervisor and returns with reduced quote of £302.

Thanked her but not prepared to renew at that price, still a 25% hike. I would look at Go Compare etc at which point she said they would match any quote I got as I was "a five star customer".

Went to Go Compare and Admiral would offer same level of cover at £244, so with computer page open I called Saga and spoke with another very nice lady and told her the Admiral quote. Would Saga match it? She waffled on a bit about Admiral being 3* rated compared to Saga 5* but quickly confirmed Saga would match and better the quote by £1 so I renewed immediately at £243.

Moral of the story, never accept the first quote and look around.

 

 

Maybe the long and involved effort to get a decent quote is why they're called Saga.

 

I don't shop around too much, my premium is £230 give or take a few pounds, doubt it'll ever get cheaper.

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59 minutes ago, cj225 said:

 

Maybe the long and involved effort to get a decent quote is why they're called Saga.

 

I don't shop around too much, my premium is £230 give or take a few pounds, doubt it'll ever get cheaper.

If that includes legal aid and PNCD that's a good deal.

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I'm only paying about £170 for my 986 S, not protected and no legal, couldn't see the point nowadays with the legal bit as there are loads of no win no fee solicitors about.

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