geordielad Posted March 12, 2003 Report Share Posted March 12, 2003 I have just been contacted by TESCO Insurance despite having the policy for a month to be advised that I MUST now fit a tracking device or I can forget theft cover... Now whislt I have been contemplating a tracking device anyway, I am none too happy in the manner in which they have laid my over a barrel... (having taken my deposit and 1st months payment).. all of a sudden my favourable quote ain't so favourable.Has anyone had similar experience, acn anyone point me towards another insurer and finally, does anyone know where I can get a good price on a tracking unit up here in bonnie Jockland or even the good old North East?Help advice... Geordie Link to comment Share on other sites More sharing options...
joe@boxa.net Posted March 12, 2003 Report Share Posted March 12, 2003 when i lived in newcastle TURNERS were the main men for all things in car security - honest - reasonable and as far as i remember a family firm - i like that!good luck geordie!jcPS i am surprised at tesco - they always state a tracker must be fitted to these cars... Link to comment Share on other sites More sharing options...
Steve Posted March 13, 2003 Report Share Posted March 13, 2003 If you have a minimum of 4 years no-claims try e-sure...they saved me £500 on my renewal!! Link to comment Share on other sites More sharing options...
nickwhyles Posted March 13, 2003 Report Share Posted March 13, 2003 ...they saved me £500 on my renewalJeez. My premium only costs a bit more than that!!! Link to comment Share on other sites More sharing options...
geordielad Posted March 13, 2003 Author Report Share Posted March 13, 2003 The annoying thing is i specifically asked if the policy was based on the car is it stands without the device fitted and they CONFIRMED that no device would be neccessary... Then again, it was probably some 17 year old snott ridden kiddy at the other end of the phone... Bitter? No just very twisted!!Geordie Link to comment Share on other sites More sharing options...
Dogz Posted March 13, 2003 Report Share Posted March 13, 2003 When you get your insurance you should also get a proposal confirmation. Here is listed the type of car, reg, you address, convictions, accidents etc. Also contained in this section will be what security devices the insurer requires you to have for your policy to be valid. You usually have to sign this and send back to the insurance company to confirm that everything is correct. I'd check this to see what security they expect you to have. I know when I got a quote off Tesco they would not insure the car without a Tracker fitted.What does everyone pay for insurance ? I got a quote for £1800 for a new Boxster S, I'm 27, 3 yrs no-claims and 1 fault accident in the past 3 yrs. Link to comment Share on other sites More sharing options...
pdennis30 Posted March 13, 2003 Report Share Posted March 13, 2003 Thats well out of order ,We have just had a qoute from halifax for £450 with both me(31) and the wife(32) driving , garaged not bad considering we paid £800 last year Link to comment Share on other sites More sharing options...
Steve Posted March 13, 2003 Report Share Posted March 13, 2003 Jeez. My premium only costs a bit more than that!!! So does mine now! It came down from £1200 to £700...pretty damn good.If anyone does go with esure let me know, cos I have a recommendation reference I can give you which will give me £25 for each new policy Link to comment Share on other sites More sharing options...
gallen Posted March 13, 2003 Report Share Posted March 13, 2003 ask them for the tape of the telephone conversation - you are entitled to it. If they say that on the tape, then there's nothing much they can do about it Link to comment Share on other sites More sharing options...
joe@boxa.net Posted March 13, 2003 Report Share Posted March 13, 2003 ...they saved me £500 on my renewalJeez. My premium only costs a bit more than that!!! thats cos you is old dude JC Link to comment Share on other sites More sharing options...
joe@boxa.net Posted March 13, 2003 Report Share Posted March 13, 2003 Thats well out of order ,We have just had a qoute from halifax for £450 with both me(31) and the wife(32) driving , garaged not bad considering we paid £800 last year holy smoke thats fab!!!! but where do you live?jc Link to comment Share on other sites More sharing options...
joe@boxa.net Posted March 13, 2003 Report Share Posted March 13, 2003 ask them for the tape of the telephone conversation - you are entitled to it. If they say that on the tape, then there's nothing much they can do about it yeh i had a similar thing with lloyds a few yrs ago - in short i told them to review their recording and guess what... they couldnt find it! so they gave me the first price after all!jc Link to comment Share on other sites More sharing options...
drcarrera Posted March 13, 2003 Report Share Posted March 13, 2003 I insure my 911 through Norwich Union Direct, and they don't require a tracking device (but I do live in "low risk Swindon") I'd kick up a hell of a fuss with your current company, though, and if they don't capitulate, take it up with the insurance ombudsman. Link to comment Share on other sites More sharing options...
pgg Posted March 13, 2003 Report Share Posted March 13, 2003 Okay I'm sorry to admit to this but I spent 10 years working in insurance, specifically personal lines (motor,home etc) although I am now fully recovered!All these responses are quite correct Geordie Lad. The proposal you have signed is the contract between you and the insurance company and will have details of the required security on your car. If you have signed to say it has a Tracker then you need to get one NOW. If, however, there was no mention of this on the prop, you cannot be reasonably expected to get one now. The insurance company can make changes to rating factors at will but in most cases will only invoke these at renewal.As previouly mentioned, see if you can get them to listen to the recording of the converation and see if this was explained to you correctly.CheersPete Link to comment Share on other sites More sharing options...
geordielad Posted March 15, 2003 Author Report Share Posted March 15, 2003 Thanks for all the suggestions I will request a copy of the tape in the meantime I am having atracker fitted anyway next week... Oh the joys of running a car these days in this sodding country of ours Link to comment Share on other sites More sharing options...
nickwhyles Posted March 15, 2003 Report Share Posted March 15, 2003 thats cos you is old dudeI've just renewed with Directline. £800 with £600 excess. Not bad considering I've had 2 prangs in 2 years.. Link to comment Share on other sites More sharing options...
springy Posted March 17, 2003 Report Share Posted March 17, 2003 geodielad,i have used tesco and i think your comment about who you speak to is particularly important.i had to call about 3 times in order to get all the details correct.however they were quick to admit it was their error each time.tracker was mandatory. the website requires you to enter the tracking device before you proceed to the quote stage.p Link to comment Share on other sites More sharing options...
theboyg Posted March 17, 2003 Report Share Posted March 17, 2003 Ours is with eSure, £580 with a £50 excess :-)And I'm 30.And it's GaragedAnd they dont care about Tracker.G. Link to comment Share on other sites More sharing options...
nickwhyles Posted March 17, 2003 Report Share Posted March 17, 2003 Ours is with eSure, £580 with a £50 excess :-)And I'm 30Blimey. That's brilliant. You must be the Pope You gotta quote for the S yet, G? Link to comment Share on other sites More sharing options...
theboyg Posted March 18, 2003 Report Share Posted March 18, 2003 Yep - they quoted another £200 for the S - so would be £780 with £50 excess - the car valued at £47kNeed to start saving for an Aston DB8 now :-)G. Link to comment Share on other sites More sharing options...
Wish Posted March 24, 2003 Report Share Posted March 24, 2003 I called Tescos yesterday and got a quote, They wanted a tracker too.Called Sainsburys next and they were £200 cheeper and didnt want a tracker !!!!! Guess who my 'S' is with ? Link to comment Share on other sites More sharing options...
Nobby Posted March 24, 2003 Report Share Posted March 24, 2003 I'm with Tesco. Had to get tracker fitted, went with the RAC Trackster through a company called SIMBA. They have fitting crews all over the uk. Tesco were the cheapest that Icould find. £1300 on my new "s", full protected no claims, no accident claims, no points, private drive, nice area of Notts and i'm 27yrs old. I thought it was a good quote not so sure now though. Link to comment Share on other sites More sharing options...
Wish Posted March 24, 2003 Report Share Posted March 24, 2003 Im with Sainsburys, 29 full no claims garaged £670 Fully compNO TRACKER NEEDED ! Link to comment Share on other sites More sharing options...
D8EAN Posted March 24, 2003 Report Share Posted March 24, 2003 is it me or is that bloody cheap!!!! - jesus! Link to comment Share on other sites More sharing options...
joe@boxa.net Posted March 24, 2003 Report Share Posted March 24, 2003 that IS really cheap! Link to comment Share on other sites More sharing options...
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