Kevin G Posted January 17, 2014 Report Share Posted January 17, 2014 My 987s was insured fully comp with PNCD with Saga for £243. My car was sold last weekend and the replacement 981 is not due until 1 March. Told Saga who said the policy had to be cancelled as it could not be suspended awaiting new car. I would receive refund on pro rata basis but subject to £40 admin fee as I was cancelling the policy! I pointed out I didn't want to cancel and wanted to remain with Saga for the new car. Saga came back and confirmed the policy had to be cancelled but they would waive the £40 fee and quoted £247 renewal for the 981. So very happy with Saga.Kevin G Link to comment Share on other sites More sharing options...
richardy Posted January 17, 2014 Report Share Posted January 17, 2014 So am I. Saga also insure our 2 mercs for very competitive rates. Age does have some compensations, and I love using my bus pass! Link to comment Share on other sites More sharing options...
Boxob Posted January 18, 2014 Report Share Posted January 18, 2014 I was with them for one year as they were very competative but a significant price hike on renewal saw me moving on. Link to comment Share on other sites More sharing options...
trawets Posted January 18, 2014 Report Share Posted January 18, 2014 well - been with Saga for 5 years - put 986 on as additional car to daily car (Vauxhall insignia SRi) a few months agoNew renewal for Vauxhall is now £450! (it was £200 last year)Queried it - their response? - nothing they can do - sorry if we lose your business!btw - no claims for about 15 years - no points etc. wife named as 2nd driver (also no points / claims)WTF is going on?About to have another fight with someone there on Monday - anyone got any ideas?CheersBob Link to comment Share on other sites More sharing options...
Boxob Posted January 18, 2014 Report Share Posted January 18, 2014 well - been with Saga for 5 years - put 986 on as additional car to daily car (Vauxhall insignia SRi) a few months agoNew renewal for Vauxhall is now £450! (it was £200 last year)Queried it - their response? - nothing they can do - sorry if we lose your business!btw - no claims for about 15 years - no points etc. wife named as 2nd driver (also no points / claims)WTF is going on?About to have another fight with someone there on Monday - anyone got any ideas?CheersBobSimilar response too. Vote with your feet. They still send me renewal invitations but they had their opportunity. They'd have to be significantly cheaper to win back my custom.Try one of our site sponsors? A-Plan sort me out now. Link to comment Share on other sites More sharing options...
richardy Posted January 19, 2014 Report Share Posted January 19, 2014 Trawets,seems premium for the Boxster is around £250, as previous car was £200 for year, so £450 for the 2. Seems good to me. Link to comment Share on other sites More sharing options...
WazzerM Posted January 29, 2014 Report Share Posted January 29, 2014 My 987s was insured fully comp with PNCD with Saga for £243. My car was sold last weekend and the replacement 981 is not due until 1 March. Told Saga who said the policy had to be cancelled as it could not be suspended awaiting new car. I would receive refund on pro rata basis but subject to £40 admin fee as I was cancelling the policy! I pointed out I didn't want to cancel and wanted to remain with Saga for the new car. Saga came back and confirmed the policy had to be cancelled but they would waive the £40 fee and quoted £247 renewal for the 981. So very happy with Saga.Kevin GI heard a while back about a chap who didn't cancel his policy after selling his car in order to retain his NCB (or similar). The new owner, who wasn't insured, caused a serious injury to someone and because the original owner's policy was still valid for that car it ended up costing him dearly - can't remember the details but it caused him some serious grief and expense. Not sure then that hanging on to a policy is a good idea. Link to comment Share on other sites More sharing options...
Kevin G Posted January 29, 2014 Author Report Share Posted January 29, 2014 I heard a while back about a chap who didn't cancel his policy after selling his car in order to retain his NCB (or similar). The new owner, who wasn't insured, caused a serious injury to someone and because the original owner's policy was still valid for that car it ended up costing him dearly - can't remember the details but it caused him some serious grief and expense. Not sure then that hanging on to a policy is a good idea.Wazzer, that's precisely why Saga insisted the policy must be cancelled. Link to comment Share on other sites More sharing options...
Menoporsche Posted January 29, 2014 Report Share Posted January 29, 2014 Wow. I had an argument with Privilege (which I won) to keep my policy after sale so I could use the third party insurance to drive another car. That was 12 years ago now. I won it as the Times had previously published a law report of a case where it was decided the ins. co. couldn't unilaterally cancel unless there was a specific clause allowing them to.I'd love to see the legal argument involved in an uninsured new owner claiming on the previous owner's insurance. Insurance law really is a field in itself. Link to comment Share on other sites More sharing options...
Jonnyspin Posted January 30, 2014 Report Share Posted January 30, 2014 I believe that it is not kegal to insure the same item twice... so, I can only assume that, in the case above, the new owner did not insure the car. So, the person who was injured (or their no win no fee lawyers) chased the only existing insurance. And that insurance would have covered the car 3rd party for any driver...So that eould appear to be the risk Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.