The Caped Crusader Posted June 25, 2014 Report Share Posted June 25, 2014 We have an Astra as our family car. It's needing a new windscreen. We're insured with Aviva. They don't consider claiming for a windscreen as a claim that would affect NCB. My question is, are there insurance companies out there that would class it as a standard claim therefore affecting subsequent premiums? I'm obviously a bit concerned for when we renew and possibly move company. Link to comment Share on other sites More sharing options...
WazzerM Posted June 25, 2014 Report Share Posted June 25, 2014 I'm not aware of any company classing screen as a claim, others may tho. Link to comment Share on other sites More sharing options...
PEZ 9815 Posted June 25, 2014 Report Share Posted June 25, 2014 It would be most unusual, it is normal for glass to be covered with an excess, these days around £75. Link to comment Share on other sites More sharing options...
Purdie Posted June 25, 2014 Report Share Posted June 25, 2014 Check the conditions when you are looking to renew. Link to comment Share on other sites More sharing options...
Stuart21UK Posted June 25, 2014 Report Share Posted June 25, 2014 only a problem if you have to move from Aviva isn't it?and in any case you can hardly leave the car with no windscreen! Link to comment Share on other sites More sharing options...
mike597 Posted June 25, 2014 Report Share Posted June 25, 2014 I recently commented that on renewal of my insurance my windscreen replacement was noted as a claim. Doesn't appear to have affected my renewal costs but as it has now been noted I presumably need to declare it for the next 4 years. Link to comment Share on other sites More sharing options...
The Caped Crusader Posted June 26, 2014 Author Report Share Posted June 26, 2014 Thanks for all the replies folks. Link to comment Share on other sites More sharing options...
Glassman Posted June 26, 2014 Report Share Posted June 26, 2014 A windscreen replacement counts as a claim. Not to be confused with NCD, but there are companies who do take it into consideration. Swift Cover (AXA) will suspend NCD for a year after a glass claim is made, for example. Link to comment Share on other sites More sharing options...
Capa Posted June 27, 2014 Report Share Posted June 27, 2014 Bloody insurance companies! I wouldn't mind so much if they actually put a genuine screen in-place of what was broken. I care to wager you'd get some shonko aftermarket job. :/ Link to comment Share on other sites More sharing options...
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