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What's going on with renewals this year?


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Had two renewal quotes so far on the fleet, both of them have come in cheaper than last year's premium and both cheaper than a quick search on the insurance portals turns up.

What's going on?

I'm used to renewal quotes being at least 30% up and having to shop around for a deal. Did something change this year?

Not complaining, hate the annual chore of shopping around for the best quotes.

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Insurance firms are clamping down of the Whiplash scam and in consequence premiums are falling. Apparently this scam has cost us on average £50 a year on our insurance.

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It's not so much of a surprise that premiums are down, morr surprised that the initial renewal quotes from my existing insurers are so competitive, I don't recall ever being able to simply renew, as long as I can remember I've had to shop around to get a decent quote.

It always seemed the caw that they reeled you in with a decent price on year one then ratcheted it up subsequently using the customer inertia principle to make their money.

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Actually that could have a bearing, nanny has just turned thirty.

You should treat her to a good night out with some of the money you saved. Leave the wife at home or you will be erode your saving ;)

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Actually that could have a bearing, nanny has just turned thirty.

You should treat her to a good night out with some of the money you saved. Leave the wife at home or you will be erode your saving ;)

I'd be happy to fund you a evening with her, you'd need a stiff drink.

Great with the kids, looks that can curdle milk at 100 paces.

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Actually that could have a bearing, nanny has just turned thirty.

You should treat her to a good night out with some of the money you saved. Leave the wife at home or you will be erode your saving ;)

I'd be happy to fund you a evening with her, you'd need a stiff drink.

Great with the kids, looks that can curdle milk at 100 paces.

Haha I was suggesting you not putting myself forward ;) Still, what's the pay like ? I might have an evening job as a gigolo haha

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Great with the kids, looks that can curdle milk at 100 paces.

Wife's choice then?!

Sounds like a man with experience.

I have clearly screwed up here, our new nanny is kind of hot

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Great with the kids, looks that can curdle milk at 100 paces.

Wife's choice then?!
Sounds like a man with experience.
I have clearly screwed up here, our new nanny is kind of hot

I think I should be the judge of that ;) PM me a pic of the both of you ;)

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I have 4 years no claims and 4 years driving experience, my insurance went from £1000 on a Merc SLK 200K 51 plate to £400 on a Boxster S.

Go figure?!

Pretty simple in my eyes. SLK = lots of useless women drivers :D so lots more claims. Boxster = gay guys who like it to look pretty on the drive :D

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Think I might move insurers this year. Full track day cover is good but £650+ for cover on a 10 year old car with full no claims is taking the p*ss IMHO. Might even try the new Porsche Club insurers.

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Think I might move insurers this year. Full track day cover is good but £650+ for cover on a 10 year old car with full no claims is taking the p*ss IMHO. Might even try the new Porsche Club insurers.

at 10 years old you qualify for modern classic, I pay less than 300 pa (albeit limited mileage), call RH Insurance for a quote - no affiliation (but you know that). One downside though is you don't get any no-claims bonus with classic insurance.

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