Nobbie Posted April 28, 2017 Report Share Posted April 28, 2017 2 hours ago, Purdie said: You need to read the policy This A limited miles policy would seem to imply that you are only covered upto the limit quoted, whereas a general policy, where they ask you to estimate the annual mileage is likely to be more flexible as you've given an estimate. I'd be nervous driving a car that's done 6K on a 5K limited miles policy, but wouldn't worry about driving a car that's done 13k in the last month of a policy where I estimated 12k per annum. Mind you, none of my cars are worth more than £4K, so if the insurer didn't payout, I wouldn't be too worried. Might not be so relaxed with a new 718? Link to comment Share on other sites More sharing options...
mrbikerdood Posted April 30, 2017 Report Share Posted April 30, 2017 Adrian Flux - 10,000 miles ,£380 fully comp,insured up to £20k to drive some one else's car aged 48 when i was with Green light i only had 5000 miles which i soon used up,cost another £100 for another 3000 miles if i remember correctly Link to comment Share on other sites More sharing options...
Jason986S Posted April 30, 2017 Report Share Posted April 30, 2017 8 minutes ago, mrbikerdood said: insured up to £20k to drive some one else's car That was a handy perk. Made driving other people's cars more comfortable with that level of fully comp cover. One I do miss. Link to comment Share on other sites More sharing options...
mrbikerdood Posted April 30, 2017 Report Share Posted April 30, 2017 17 minutes ago, Jason986S said: That was a handy perk. Made driving other people's cars more comfortable with that level of fully comp cover. One I do miss. plus protected no claims too Link to comment Share on other sites More sharing options...
Oggy172 Posted May 1, 2017 Report Share Posted May 1, 2017 Greenlight were very good if I wanted to increase my mileage on my 172 when on a limited mileage policy. Link to comment Share on other sites More sharing options...
Jason986S Posted May 1, 2017 Report Share Posted May 1, 2017 8 hours ago, mrbikerdood said: plus protected no claims too Yeh. I've got that now on my own car. Was like £25 extra I think. I couldn't justify Flux for another year, nearly triple the best price and £300 more than Locktons (which included PCGB and breakdown). Link to comment Share on other sites More sharing options...
Yardie Posted May 1, 2017 Report Share Posted May 1, 2017 My policy is for 15,000 miles. In the small print it states if I have a claim and I've exceeded that, they just add £200 to the excess. Link to comment Share on other sites More sharing options...
PaulQ Posted May 1, 2017 Report Share Posted May 1, 2017 Do you really save that much money by buying insurance with a limited mileage, or is there some other benefit ? In my experience it makes very little difference to the price, unless your are doing say 20k miles + a year. Link to comment Share on other sites More sharing options...
Oggy172 Posted May 1, 2017 Report Share Posted May 1, 2017 Yes, greenlight mirrored my ncd even though I wasn't with them on the 987, the Clio was limited to 2000 miles (I think!) A year & it was only £200 or so, yes expensive per mile, but that's to be expected at that milage per annum Link to comment Share on other sites More sharing options...
Terryg Posted May 1, 2017 Report Share Posted May 1, 2017 7 hours ago, PaulQ said: Do you really save that much money by buying insurance with a limited mileage, or is there some other benefit ? In my experience it makes very little difference to the price, unless your are doing say 20k miles + a year. I have very little NCB as I lived in Irelan for 26 years. The only way I could insure the Boxster was as a second car for limited mileage only, even then some of the quotes were mad, one company even asked if I was used to driving a rear wheel drive car with 250bhp. I am 56 and been driving since I was 16 (moped) and 17 (car). So yesin some circumstances it makes a difference. Link to comment Share on other sites More sharing options...
PaulQ Posted May 1, 2017 Report Share Posted May 1, 2017 Good point, I forgot about the the NCB thing Link to comment Share on other sites More sharing options...
Nobbie Posted May 1, 2017 Report Share Posted May 1, 2017 16 minutes ago, Terryg said: one company even asked if I was used to driving a rear wheel drive car with 250bhp. I am 56 and been driving since I was 16 (moped) and 17 (car). So yesin some circumstances it makes a difference. One of the sponsors of this forum declined to insure me on the Boxster because I didn't have a year's experience of driving a Boxster. I told them I regularly drive a RWD Spitfire and have had powerful cars in the past. My 204bhp Tiptronic Boxster is hardly a rocket ship? Link to comment Share on other sites More sharing options...
Terryg Posted May 1, 2017 Report Share Posted May 1, 2017 Just now, Nobbie said: My Tiptronic Boxster is hardly a rocket ship? I don't recall it being that slow either Link to comment Share on other sites More sharing options...
rowbos Posted May 1, 2017 Report Share Posted May 1, 2017 23 minutes ago, Nobbie said: One of the sponsors of this forum declined to insure me on the Boxster because I didn't have a year's experience of driving a Boxster. I told them I regularly drive a RWD Spitfire and have had powerful cars in the past. My 204bhp Tiptronic Boxster is hardly a rocket ship? I had the same issue when I first got my Box... Link to comment Share on other sites More sharing options...
Jason986S Posted May 1, 2017 Report Share Posted May 1, 2017 37 minutes ago, rowbos said: I had the same issue when I first got my Box... I have only been questioned by specialist insurers, never comparison site/mainstream companies. Yet they're willing to throw a policy at you/us for cheaper, no questions asked. I've never owned a RWD car before the Boxster, but my history of modified & tuned cars and Jap imports helped (when asked). All were FWD mind. Link to comment Share on other sites More sharing options...
david_yorkshire Posted May 10, 2017 Report Share Posted May 10, 2017 3K miles policy £1K PA unlimited trackday cover pretty happy with that hopeful to stay under the mileage limit ! Link to comment Share on other sites More sharing options...
Terryg Posted May 11, 2017 Report Share Posted May 11, 2017 20 hours ago, david_yorkshire said: 3K miles policy £1K PA unlimited trackday cover pretty happy with that hopeful to stay under the mileage limit ! Looked at the price, was mystified, then looked at the car....... ahhhhh! Link to comment Share on other sites More sharing options...
david_yorkshire Posted May 11, 2017 Report Share Posted May 11, 2017 5 hours ago, Terryg said: Looked at the price, was mystified, then looked at the car....... ahhhhh! agreed value of £130K as well Link to comment Share on other sites More sharing options...
Terryg Posted May 11, 2017 Report Share Posted May 11, 2017 2 hours ago, david_yorkshire said: agreed value of £130K as well Lucky man.... enjoy! Link to comment Share on other sites More sharing options...
Swiller Posted May 11, 2017 Report Share Posted May 11, 2017 business miles and pleasure. 20k per annum fully comp 6 points and 6 yrs no claim £375 per year Link to comment Share on other sites More sharing options...
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