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Will it be covered?


Freeman

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I live on a private estate with a courtyard where we all park our cars. Each person owns his/her property and we all share the common grounds and the road. One of my neighbours drives a bit too fast and when on the roundabout always drives on the wrong side i.e. anti clockwise. Last week was the 2nd. time that we were very close to a head on collision when she suddenly appeared in the roundabout, driving the wrong way (vehicles approaching from our court yard can’t be seen as it is walled).  

So the question is; In a case of collision will insurance covers the damage?

Thanks
 

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3 minutes ago, Freeman said:

I live on a private estate with a courtyard where we all park our cars. Each person owns his/her property and we all share the common grounds and the road. One of my neighbours drives a bit too fast and when on the roundabout always drives on the wrong side i.e. anti clockwise. Last week was the 2nd. time that we were very close to a head on collision when she suddenly appeared in the roundabout, driving the wrong way (vehicles approaching from our court yard can’t be seen as it is walled).  

So the question is; In a case of collision will insurance covers the damage?

Thanks
 

No idea on liability in this circumstance but have you had a polite word with her and asked that she drive around the roundabout according to UK conventional rules to avoid any possibility of an accident?

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Yes I would be expect it to be covered. 

I had a bump on a private road that I lived on some years back and it was picked up and dealt with by insurance without questioning. 

That said and in line with the others I would have a word to see if she can be persuaded to drive on the conventional side of the road and if all else fails a cheap dashcam will help to prove liability.

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If it's a private road that means you all own it then get some of those things they have in carparks that let cars go over them the correct way but puncture the tyres if they go the wrong way...she'd only do it once!!!!!!!?

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7 hours ago, rowbos said:

No idea on liability in this circumstance but have you had a polite word with her and asked that she drive around the roundabout according to UK conventional rules to avoid any possibility of an accident?

Are you sure you are married?

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This worked well on the Borders run when I calmly and logically explained to Lynn that she had to relax and enjoy the drive.

The specialist says the ringing in my left ear may lessen slightly with time. Oh, and I can no longer have children or pee straight.

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Thank you guys.

I have already had a word with her and was told that she is very conscientious as she is aware of people and cars, so drives carefully ? yet she was apologetic a I was really angry (yet polite).

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