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Insurance Gone F**king Mad

r1flyguy

By r1flyguy
in Insurance / Finance questions

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ewan221

ewan221

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Aviva £1218 :sad01_anim: and that includes 2 months FREE :rolleyes_anim:

Aviva quoted me just under £1000 - Im 42 full NCD, limited miles policy and car garaged over night. Its second car as have a company car with private use ( my negatives are 3 points speeding and a minor bump in company car 3 years ago).

After phoning round cheapest I got was with Endsleigh for £600 and its an AVIVA policy, hopefully cheaper next year as its over 10 years old and can get some of the classic/cherished policies :-)

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Nikkie

Nikkie

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Ok so it isn't a Boxster this time around but Italy cannot be beaten:

Third party: 1007 Euro's

Fire & Theft : 1859 Euros

Fault: 1576 Euros

Glass/natural events/"Sociopolitical events" : 1203 Euros (single package)

So what would be a UK fully comp policy is 4447 euros with full ncb for both of us.

then add on the (optionals package and suicide_anim.gif )

So all I seem to be doing at the moment is trying to find reasonable insurance quotes and we are well over the on line quote maximals!!!!! so I have to talk to call centre dollies all day.realmad.gif

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r1flyguy

r1flyguy

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Dodgy occupation

Your not far from the truth I think!!! How they perceive my job to be a driving risk is FUBAR.

Looks like I'm going to have to call a couple of the companies and ask WTF is wrong with them!

I have tried nearly all the companies on here by recommendation and the prices our posters have been given and in general all the prices have been double what our members have achieved.

Any more companies anyone can add to the list for me to try please?

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r1flyguy

r1flyguy

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Gaz

Try talking to a broker, not a call centre and ask them what factors are loading your premium.

Cheers Tony,

Will give a couple a call in a bit, I have Peart, Adrian Flux and a couple of other I want to speak to.

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r1flyguy

r1flyguy

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PEART have quoted £712, having spoken to them personally :thumbsdown_anim:

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r1flyguy

r1flyguy

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Adrian Flux?

Thank you for requesting an insurance quotation from Adrian Flux Insurance, the UK's top specialist motor broker. From the details provided we can provisionally offer a price of £613.96.

Gave them a call and they actually quoted £593 - via highway

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Mitt27

Mitt27

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Those prices are radiculous for someone with full NCB etc, I am only 22 with 1 years NCB and admiral only charge me £1050.

I would love to know why the prices between insurance companies vary so much. Have you tried using uswitch?

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r1flyguy

r1flyguy

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Just tried 'BeatThatQuote'

Performance Direct still coming up with best figure but still in excess of £500!!!! and no doubt has to be loaded with legal, breakdown etc :thumbsdown_anim:

Having spoken to PD direct they have now quoted £525.25

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r1flyguy

r1flyguy

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Those prices are radiculous for someone with full NCB etc, I am only 22 with 1 years NCB and admiral only charge me £1050.

I would love to know why the prices between insurance companies vary so much. Have you tried using uswitch?

Cheers Mitt27

I have just completed their online quote and achieved a best price of £681 :sad01_anim:

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NickFrog

NickFrog

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R1, have you tried confused.com ?

The 3 best quotes were from Elephant, Diamond and Admiral, all around £375 with protected NCB and £500 total excess, legal cover.

We have 9 years NCB, safe post code and occupation and this is for a 987 2.7.

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Anne

Anne

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I've just spoken to A-Plan...lets see if they can beat Elephant :hairy:

Will be interested to hear if they do as they have always beaten or price matched for me :)

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r1flyguy

r1flyguy

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R1, have you tried confused.com ?

The 3 best quotes were from Elephant, Diamond and Admiral, all around £375 with protected NCB and £500 total excess, legal cover.

We have 9 years NCB, safe post code and occupation and this is for a 987 2.7.

Cheers Nick

I have indeed, Elephant want over £900 !! as do Admiral :thumbsdown_anim: via confused.com

Just spoken to someone Purdie has recommended and he did state, Insurance companies think I will leave my car in an airport car park for long periods!!! yeah as if, but I have assured them I do not commute and it is sat in the garage :thumbsup_anim:

Got to call him back shortly but no holding my breath on the quote, we shall see

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r1flyguy

r1flyguy

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Maybe ring Bickley too

020 8773 8123

Spoke to them and they quote £794.30 :thumbsdown_anim:

Although the staff was a really nice person to deal with he couldn't explain why the premium was soooooooo high :crying_anim:

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Skidd

Skidd

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I've just spoken to A-Plan...lets see if they can beat Elephant :hairy:

Will be interested to hear if they do as they have always beaten or price matched for me :)

~1K, they won't match. Funny how Admiral and Elephant (same group) are always much lower for me - and have been for the past 8 years.

£732.95 it is :rolleyes_anim:.

Putting the girl on took £120 off, when her SP30 expires, it drops by another £80.

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r1flyguy

r1flyguy

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Need to find another title for my occupation as it seems this may infact be the culprit!

Martins money tips website advises on trying to save money by 'not lying' so much as to try finding a cheaper sounding, less risky occupation title.

So let's have a bit of fun;

Other titles you can think of that will 'fit the bill'

The funnier the better!

I have tried cabin crew, bet you can picture me in a pinny and pushing a trolley!

Bring 'em on......

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nerfherder

nerfherder

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Need to find another title for my occupation as it seems this may infact be the culprit!

Martins money tips website advises on trying to save money by 'not lying' so much as to try finding a cheaper sounding, less risky occupation title.

So let's have a bit of fun;

Other titles you can think of that will 'fit the bill'

The funnier the better!

I have tried cabin crew, bet you can picture me in a pinny and pushing a trolley!

Bring 'em on......

Do you ever give tuition to people? Teacher...

And, of course, there's the old favourite - amateur gynacologist.

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Nikkie

Nikkie

Posted
Posted

Need to find another title for my occupation as it seems this may infact be the culprit!

Martins money tips website advises on trying to save money by 'not lying' so much as to try finding a cheaper sounding, less risky occupation title.

So let's have a bit of fun;

Other titles you can think of that will 'fit the bill'

The funnier the better!

I have tried cabin crew, bet you can picture me in a pinny and pushing a trolley!

Bring 'em on......

Do you ever give tuition to people? Teacher...

And, of course, there's the old favourite - amateur gynacologist.

Delivery man whistle.gif

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r1flyguy

r1flyguy

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I'm not right seat yet to teach, that'll be the left one!!!

And it has to be along the lines of my current occupation, don't want to give the buggers any excuse not to pay out in the unlikely event of a claim!

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