driving_james Posted March 28, 2022 Author Report Share Posted March 28, 2022 21 minutes ago, ½cwt said: @driving_james still not sure why this wouldn't be an insurance claim... Ok but worried about premium hikes and constant "have you made a claim" questions whenever I hire a car or renew - but I will check my policy with Churchill Quote Link to comment Share on other sites More sharing options...
iborguk Posted March 28, 2022 Report Share Posted March 28, 2022 Just now, driving_james said: Ok but worried about premium hikes and constant "have you made a claim" questions whenever I hire a car or renew - but I will check my policy with Churchill https://www.churchill.com/car-insurance/vandalism Quote Link to comment Share on other sites More sharing options...
driving_james Posted March 28, 2022 Author Report Share Posted March 28, 2022 2 hours ago, iborguk said: Maybe this thread ? I have the CabrioShield Premium 987 half-cover which I can recommend as breathable , another forum member talks about a breathable 987 full cover they are pleased with. Yes I also have a CabrioShield - just didn't put it on last night as I washed the car and wanted the doo to dry out... Quote Link to comment Share on other sites More sharing options...
driving_james Posted March 28, 2022 Author Report Share Posted March 28, 2022 4 minutes ago, iborguk said: https://www.churchill.com/car-insurance/vandalism Blimey this is good to know! Thank you so much for checking 1 Quote Link to comment Share on other sites More sharing options...
Simo_UK Posted March 28, 2022 Report Share Posted March 28, 2022 Sorry to read this @driving_james. What a pair of ****ing ****s. Unreal. Hope you get it sorted out soon. @Menoporsche, maybe this was the cover thread you were looking for - a typical BoXa.net diversion from the original post Quote Link to comment Share on other sites More sharing options...
½cwt Posted March 28, 2022 Report Share Posted March 28, 2022 (edited) 53 minutes ago, driving_james said: Ok but worried about premium hikes and constant "have you made a claim" questions whenever I hire a car or renew - but I will check my policy with Churchill Claim or no claim, is that worth paying £00s of your own cash to sort when 2 little sods have done this? You might find that claims are fairly well databased, up until the last year it mattered, I though I had a claim (no fault) in May 2014, turned out it was July... Edited March 28, 2022 by ½cwt Quote Link to comment Share on other sites More sharing options...
Menoporsche Posted March 28, 2022 Report Share Posted March 28, 2022 (edited) @Simo_UK That's exactly the one, thanks! @driving_james see if those ideas for cheap half-covers will work for you if you need something to keep weather out before you get a new one fitted. Edit - OK you have cabrioshield already. Edited March 28, 2022 by Menoporsche Quote Link to comment Share on other sites More sharing options...
iborguk Posted March 28, 2022 Report Share Posted March 28, 2022 OP has a Cabrioshield. Quote Link to comment Share on other sites More sharing options...
Mattman42 Posted March 28, 2022 Report Share Posted March 28, 2022 (edited) 1 hour ago, driving_james said: Ok but worried about premium hikes and constant "have you made a claim" questions whenever I hire a car or renew - but I will check my policy with Churchill @driving_james - Word of warning - if you even speak to your insurer and tell them what happened - they will log it as an information flag and it will stay on your record - we got caught out with this, even though we never made a claim as it wasn't worth it. Little sh!ts - they need stringing up, but although the damage is bad, probably better that you didn't see it and confront them - could have been much worse Edited March 28, 2022 by Mattman42 Quote Link to comment Share on other sites More sharing options...
Hainesy Posted March 28, 2022 Report Share Posted March 28, 2022 13 minutes ago, Mattman42 said: @driving_james - Word of warning - if you even speak to your insurer and tell them what happened - they will log it as an information flag and it will stay on your record - we got caught out with this, even though we never made a claim as it wasn't worth it. Little sh!ts - they need stringing up, but although the damage is bad, probably better that you didn't see it and confront them - could have been much worse Yes that happened to a friend of mine as well, ended up getting a price hike at renewal even though he hasn’t made a claim. So cheeky. Quote Link to comment Share on other sites More sharing options...
driving_james Posted March 28, 2022 Author Report Share Posted March 28, 2022 2 hours ago, Hainesy said: Yes that happened to a friend of mine as well, ended up getting a price hike at renewal even though he hasn’t made a claim. So cheeky. I'm with Churchil and thanks to @iborguk discovering this - here's what Churchill have say on vandalism (and I quote) "If you make a claim for damage to your car that is a result of vandalism, which is damage caused by a malicious and deliberate act, you will not lose your No Claim Discount. These days it's almost impossible to protect your car from being vandalised. If you're a victim, our vandalism cover comes as standard and now preserves your no claim discount. And we won't just repair the damage; if you go to one of our recommended garages, we'll clean your car inside and out too. After all, it's not your fault if you're a victim - so why should you suffer twice?" Quote Link to comment Share on other sites More sharing options...
Menoporsche Posted March 28, 2022 Report Share Posted March 28, 2022 They say you won't lose your NCD; they don't say they won't bump the premium a little. Quote Link to comment Share on other sites More sharing options...
Scubaregs Posted March 28, 2022 Report Share Posted March 28, 2022 As Meno says, not losing your no claims does not necessarily mean there won't be a hike in premium. Another biker ran into the back of my bike couple of years back, his insurance dealt with everything and I did not pay a penny. Recorded as a "non fault" on my part, however both my car and bike premiums went up. Didn't go up by a great deal, so let Churchill sort it out and get OEM replacements. Quote Link to comment Share on other sites More sharing options...
Ninesomething Posted March 28, 2022 Report Share Posted March 28, 2022 Oy vey what is wrong with some people? Had my radio knicked once but I can (sort of) understand that. Quote Link to comment Share on other sites More sharing options...
S2sam Posted March 28, 2022 Report Share Posted March 28, 2022 6 hours ago, TROOPER88 said: Give me a shout OP if you want me to sort Paul That's decent of you ,👍 Quote Link to comment Share on other sites More sharing options...
Simon_R Posted March 28, 2022 Report Share Posted March 28, 2022 Scum bags. Hopefully they meet a v nasty end one day soon! No CCTV from neighbours or dashcams? I’d claim on the insurance tbh. Yes, your premium will go up but not to the tune of £1200+ (or 3K OEM). Claim and get a new Porsche roof all fitted and working as it should. Quote Link to comment Share on other sites More sharing options...
Paul P Posted March 28, 2022 Report Share Posted March 28, 2022 (edited) I think 3k is optimistic for genuine. My gut says 4K plus and surely the insurance company will simply declare “cat whatever” and wrote it off cars get written off for a dent on the wing ….. Edited March 28, 2022 by Paul P Quote Link to comment Share on other sites More sharing options...
Menoporsche Posted March 28, 2022 Report Share Posted March 28, 2022 3 minutes ago, Paul P said: My gut says 4K plus and surely the insurance company will simply declare “cat whatever” and wrote it off 2 years ago yes. But now a 987.1 is worth 14k… it’s a very good point though. Quote Link to comment Share on other sites More sharing options...
driving_james Posted March 29, 2022 Author Report Share Posted March 29, 2022 19 hours ago, TROOPER88 said: Give me a shout OP if you want me to sort Paul Thank you @TROOPER88 I'm guessing I'll need to give Churchill an estimate first and go from there. Quote Link to comment Share on other sites More sharing options...
MAC99V Posted March 31, 2022 Report Share Posted March 31, 2022 CE Moore, in Park Royal...superb service on two of my cars.....worth a call Quote Link to comment Share on other sites More sharing options...
Menoporsche Posted March 31, 2022 Report Share Posted March 31, 2022 Lol, the biggest breakers yard in W London is or was in Park Royal in the late 80s (when I was raiding it for car parts), pretty close to the Guinness factory. Seems to be long gone now, according to Google satellite view. Quote Link to comment Share on other sites More sharing options...
McDonald Posted March 31, 2022 Report Share Posted March 31, 2022 1 hour ago, Menoporsche said: Lol, the biggest breakers yard in W London is or was in Park Royal in the late 80s (when I was raiding it for car parts), pretty close to the Guinness factory. Seems to be long gone now, according to Google satellite view. The value of the land makes redevelopment almost inevitable these days. And it's a brownfield site, so easy to get planning permission. Quote Link to comment Share on other sites More sharing options...
Menoporsche Posted March 31, 2022 Report Share Posted March 31, 2022 Yup, guessed that. I just can’t remember precisely where it was so I can’t work out what’s there instead. The soil must have been pretty contaminated though. Re the suggestion, I’m wondering whether a used roof or a retrim would be cheaper. Quote Link to comment Share on other sites More sharing options...
iborguk Posted March 31, 2022 Report Share Posted March 31, 2022 @driving_james How did you get on deciding which way to go on this ? All the best. Quote Link to comment Share on other sites More sharing options...
driving_james Posted March 31, 2022 Author Report Share Posted March 31, 2022 23 minutes ago, iborguk said: @driving_james How did you get on deciding which way to go on this ? All the best. @TROOPER88 has come up with a good offer for fitting a used hood so I'm inclined to go this way - rather than the insurance route tbh 2 Quote Link to comment Share on other sites More sharing options...
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